I was on Medi-Cal when I requested referral for a small outpatient surgery. I was approved to see a specialist who then approved me for a surgery. My surgery is scheduled for mid Sept. 2024.
However, due to a series of events, my medi-cal coverage has ended Aug 31, 2024.
Will the cost of this surgery still be covered (under Medi-Cal)?
I have since signed up and paid for covered California medical coverage, but it's a different provider.
Thanks in advance.
I work at a hospital doing mental health I am an assistant. I work in the ed with psych patients. I'm about 3 months in. I heard the other day some nurses wanted me to go to another unit that was code blue and another nurse I guess was like no she is new or something which I'm thankful for because I would of had a panic attack if I would of been sent. The code needed up being called off maybe 10 seconds after. I'm nervous about doing cpr. There are nurses who could of gone instead of me. Shouldn't the send them the best option and I should be last to be considered?
I'll make this as short as I can: I make 60-65K before taxes, my employer doesn't offer any health insurance, and my wife is currently unemployed due to being a full time care giver for her recently deceased mother with advanced dementia. We don't have kids and we filed taxes jointly this last time around which means that she doesn't qualify for Medi-cal because my income is considered the household income for us both (correct me if i'm wrong, this is what Covered California has told us) and for two people with a household income of, say 63K, CC says that our healthcare plans ( the cheapest and crappiest one available- Molina Healthcare ) will be around $450 per month for me, and 375 approx per month for her. Her deductible would be $7,000 and I didn't bother asking what my deductible would be because right now I'm planning on not even having coverage in order to make sure that she is covered and has access to the medication and support that she needs.
So, before I started working for my current employer, I was unemployed for maybe two months and due to that i was enrolled in a health plan which cost around 140 a month, and my wife was receiving Medi-Cal aid and was enrolled in Kaiser Health at no charge. The quality of health care available to her was very good.
I do not have faith in our new provider as I have already had several experiences with Molina that were unsatisfactory. I certainly can't feel good about paying roughly 1/4 of my net income for shitty healthcare insurance that won't even kick in until my out-of-pocket expenses exceed 7,000 dollars, but the cost for anything better jumps exponentially when going to the next level or moving to a better provider, it seems.
Mortgage payments, car payments, internet, electricity, water, sewer, HOA, gasoline, vehicle and home maintenance bills already total over 3000 dollars of the 4000 dollars that I earn each month. Then there's life, which requires groceries etc (soap, laundry detergent, shampoo etc... oh and food, because eating is sort of necessary). Very quickly this last 1000 dollars gets spent without even trying to have any fun or joy in life...
so we plan on filing taxes separately next time around but that wont result in any reduction in costs for over a year I figure.
Am i missing something? Is this just how it will be now? Covered California or whoever gets to make a half-assed assessment of what I can afford? because if so, it certainly seems like I would be better off quitting my job and seeking part time work to handle necessities while grabbing FREE healthcare paid for by people with good jobs. Obviously this is a shitty way to look at this, but it also makes sense - and that sucks.
A bit of background: My husband was recently hospitalized because he passed out and was struggling to recover. We had taken him to the ER to make sure there wasn’t a serious underlying issue and to maybe get him some fluids. Instead, it turned into three days and two nights in the hospital with a full battery of tests that all came back clean/negative. Even with everything looking fine and him feeling normal be the evening of our first day there, they put him on a 30 day heart monitor and gave a referral for a sleep study. All “out of precaution”.
The issue: We’re exhausted. This has been a huge imposition on our lives and, in anticipation of the absurd hospital bill we’ll likely receive, we had to cancel a trip we’d been planning for the past year. Quite frankly, we think this was just a mix of bad circumstances (very tired, in an overly hot shower, probably dehydrated, and moved from sitting to standing very quickly) and is unlikely to occur again. He already struggles to sleep so a sleep study would be hellish, and the idea of just continuously testing on the off chance that the doctors find something wrong is terrifying.
He has a follow-up appointment on Tuesday. Is there any reason we shouldn’t/can’t just tell them that we’re comfortable with the results we’ve received and to just close this matter? We understand that there is the inherent risk that there may be something we didn’t catch, but with how many tests and how much imaging has already been done, we’re fine with the remaining risk.
Any thoughts or insights would be greatly appreciated!
Hello, I need some advice about my situation. I am a graduate student and I need health insurance for a year. I don't have any pressing issues. I need my asthma medication once a month. But then there is also the issue of what if something terrible happens, an accident or emergency. I was just going to get something through my university but I learned about these fixed indemnity plans. I know they are not health insurance, they just pay a fixed cost of whatever service you need, and there is a low monthly premium. Would this be a good solution for someone who wants to save money, and is mostly just concerned about my monthly medication and then also unforeseen emergencies? Or is spending more money on the university health insurance plan worth it? Thank you.
I’m asking this question, because it’s just out of curiosity and usually I’m used to hearing regular medical stories from all over TikTok and YouTube but I’m curious about non-medical things and also because I never hear any stories on TikTok that I think of on my head and I’m curious what would you do it a child comes in and asks for help and explains they been kidnapped and they need help what are your first steps into taking care of the situation? I know it’s call the cops but are there usually any other steps you would do to insure the child’s safety?