Thứ Tư, 3 tháng 1, 2024

Why does Flexible Savings Account have "Lose All Money" Expiration Policy?

By    06:31 // No comments

What is the government motivation behind, having workers lose money in Flexible Savings Account, if they don't use it at end of year? I could understand giving it back, or adding another 10% tax. But totally losing the money 100%? That doesn't sound very nice from both congress people, who just take money from poor, hardworking citizens.

Any thoughts behind this motivation?

"The catch: If you enroll, IRS rules require you to spend the money you contribute into your account by an annual deadline. In other words, if you don’t use it, you lose it: the money is forfeited."

Article: Workers lose $3 Billion

https://money.com/fsa-contributions-workers-forfeit-money/



https://ift.tt/zjpSDGg Submitted January 03, 2024 at 05:54AM by Test_Book1086 https://ift.tt/3bOGJ0T

Taxed on copay?

By    02:31 // No comments

My husband has been going to this very shady doctor’s office for a few weeks now for some health concerns, and besides the staff being very rude and disorganized, they’ve been taxing him on his copay. It’s $15 but they pull out a calculator and tell him he owes $15.45. This feels illegal but maybe I’m projecting based on my overall distrust of this office.



https://ift.tt/zjpSDGg Submitted January 03, 2024 at 02:12AM by lack_of_color https://ift.tt/czRb5m8

Thứ Ba, 2 tháng 1, 2024

Thứ Hai, 1 tháng 1, 2024

Cheap Healthcare for unemployed college students (me and my brother)?

By    07:31 // No comments

We are going to be knocked off my parents health insurance in a month, is there any cheap healthcare insurance for unemployed college students?

Location: USA, Florida



https://ift.tt/VXK40uW Submitted January 01, 2024 at 06:33AM by Laroxide https://ift.tt/Zu1FxNd

Really confused about what I should do. Need insurance for just 2 months

By    05:32 // No comments

My SO took me off his work’s health insurance plan so I won’t have coverage beginning Jan 1, 2024. I didn’t realize how odd the open enrollment timing for my employer is - it just started and I enrolled but my coverage doesn’t begin until March 1st, 2024.

In MD, the website only allows you to select insurance for an entire year so I don’t want to do that since I already enrolled in my employers plan and it’s way better and cheaper.

I guess I missed the boat to enroll in a short term plan since a google search tells me that open enrollment was only until Dec 15. I don’t qualify for a life event.

What can I do here?



https://ift.tt/VXK40uW Submitted January 01, 2024 at 04:36AM by priuspower91 https://ift.tt/yaE39DS

Need guidance on navigating the US healthcare system

By    02:31 // No comments

I am overwhelmed and feel like I am missing a lot of information on what options are available to me either out of pocket or through insurance. As immigrants, we aren't that familiar with navigating the medical / insurance system here.

I have come to depend on family for a lot of my caregiving and keep learning about support options like transportation, home nurse etc. one at a time, almost always by accident.

Are there resources we can talk to, or read up on, so we know what benefits we can avail to make life a little easier with all the health conditions? The doctors I have been seeing so far haven't been very helpful, and being on Medi-Cal / Medicaid already limits how many providers I have access to.



https://ift.tt/VXK40uW Submitted January 01, 2024 at 02:07AM by Beneficial_Sir_8166 https://ift.tt/5XARNFo
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