Thứ Bảy, 29 tháng 5, 2021

[Question - Insurance] This dental plan seems great, what is the catch?

I want to enroll in dental insurance. Most I've seen has $1,000 to $1,500 max payout per year. This plan seems to not have a maximum payout. It is centered around copayments, but they seem extremely cheap.

If I am reading this correctly, after I pay the $50 deductible (and wait for 12 months) all major dental works, like crowns and root canals, would only cost me a $222 copayment for in network or $412 for out of network? And I could get as many as I'd need? The premium is also only $12, much cheaper than most other plans.

What exactly am I missing here? Why does this seem so much better than all the other plans?



https://ift.tt/eA8V8J Submitted May 29, 2021 at 06:20AM by Asusralis https://ift.tt/3wHRqto

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