[Discussion] Why does health insurance cost so much?

I skipped health insurance last year, which was offered through my employer because I didn't feel comfortable with so much money coming out of my paycheck. luckily I got free insurance from the state through covid relief last year. my problem is, I signed up for insurance this year and it is being taken out of my pay. mine is 180 a month just for me, which I know is low compared to others. but the problem is I DONT USE IT. I have no medical conditions, only get a physical and pap smear once a year. on one hand, I am HAPPY that I don't need it/us it. yay for being healthy. on the other hand, why pay 180 a month for something you don't use. are there less expensive emergency private type of plans...i would feel fine paying 20 dollars a month for something I literally don't use(of course I know it is too late to cancel for this year). i feel like I am paying high to contribute to a health fund that others in my company do use. i like to help others, but this is forced. if anyone could assist me in this.. thank you.

https://ift.tt/eA8V8J Submitted January 19, 2021 at 02:07AM by jturker88 https://ift.tt/39MH1Tk