Thứ Ba, 25 tháng 2, 2020

[Question - Insurance] I gave the wrong insurance due to concussion and need help on what my options are.

By    21:16 // No comments

I was hit by a drunk driver a few years ago and had a terrible concussion that lasted over a year and during this time I had countless doctors appointments and required shoulder surgery as well. During this time I had given my secondary insurance accidentally due to the concussion and did not realize until much later down the road. Now my primary at the time refuses to pay this because it was outside of their “accepted window”. Does anyone have any advice on what I can do? I don’t have the tens of thousands of dollars that they are looking for and I was covered by two insurance plans that both now refuse to pay. I am no longer on either. What can I do?



https://ift.tt/eA8V8J Submitted February 25, 2020 at 08:30PM by clutch1521 https://ift.tt/2TiNcX4

As a patient, you'd prefer: SMS texting, an app for secure messaging, or web patient portal? [Discussion]

By    12:16 // No comments

You'd usually get an email when you receive a message in your secure patient portal account, then you'd have to then go on the website and log in to read, but I generally don't like the two-step process.

I'm also not a fan of downloading apps either, although I like the instant push notifications and quick access allowed by fingerprint and facial recognition login.

I like SMS texting but it's not secure.

Fellow Redditors, which option would you choose if you had to choose one, and why?



https://ift.tt/eA8V8J Submitted February 25, 2020 at 11:44AM by fierymango https://ift.tt/32vJP3u

[Question - Insurance] Hospital said I owe money while EOB shows otherwise. What to do?

By    06:46 // No comments

I hope this is the correct place to ask question about billing. I went for an ultrasound last month. Ultrasound cost was $400, United insurance discount was $60, and then my responsibility was $340. I was offered 12% discount of $340 if I paid on the spot, so I paid it and went my merry way. I reviewed the EOB from United and everything looks good.

Two weeks later I received a bill of $60 for the same service. The statement shows $400 total cost, my payment, and that 12% discount. The statement doesn’t show United insurance discount of $60. I called and sent them the EOB. Today the hospital said that they made final decision that I still owe that $60 and can offer 12% discount if I pay it in 10 business days. I was going nowhere with their billing department.

I am wondering who should I ask for help to resolve this issue? I don’t want this $60 to destroy my credit but I don’t think it is right to pay them while United has an agreement with them for reduced price. Thank you.



https://ift.tt/eA8V8J Submitted February 25, 2020 at 06:20AM by cdnusa https://ift.tt/39Xjhuc
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