I can't find tips to help me minimize its symptoms. Or something to help me play sports because I can only run for a few minutes then just die, and rest for 10 minutes. I went to the doctor twice and it was completely useless.
My 6 year old son is disabled and receives medicaid due to this disability. He will have this insurance forever. This has also been his only insurance for his whole life.
Im starting a newer, better paying job and am debating wether I want to add him to my work insurance plan. We have not had any issues with the medicaid being his only insurance. But if my example below is accurate, then I could see it being beneficial to add him.
Say my work insurance has a $2,000 deductible. My son goes to hospital and receives a $1000 bill, my work insurance (primary) wouldn't pay it if my deductible is not met, so it gets kicked to the secondary and they would cover the entire bill.....so following this example, how much of the primary insurance deductible is considered met....$0 or $1000? Does it count toward my deductible if the secondary paid it?
I was wondering if anyone could share their plan details. I was given a credit of $230/month. I have been a gig worker for the past few years so I haven't had insurance since I couldn't afford it. The last time I had insurance was through a previous job and according to the lady at the front desk of a dental office I went to years ago I had great coverage. Unfortunately, I don't remember the details of the coverage since I never used it at any of my jobs when I was covered accept a dentist almost 15 years ago, a few work injuries and what I mentioned above.
I have no major or even minor health issues (that I'm aware of) but would like to maybe get checked out. I also need dental so I figured because of that I might as well take advantage of the special enrollment period/extensions and whatnot. I was hoping people (on individual plans, preferably) can share their plans and credit amount they qualified for. Is a $230 credit pretty good.
I need to have at least one tooth extracted, maybe two, and quite a few cavities taken care of. I also might consider getting an implant or what ever the correct procedure is where I've had a cracked tooth removed like 15 years ago. Also, I've been wanting to get jaw asymmetry surgery. I think the correct procedure is called orthodontics surgery? But It seems none of the plans, that include dental, cover this. I think I read a while back that dental typically doesn't cover it at all because it's more medical? What would I do to get this kind of work done? Separate additional private insurance?
Anyway, I'm guessing I should just get the cheap plan since I really am not in need of any medical care at the moment. I know it's a "just in case" kinda thing for lots of us but would still appreciate some advice and guidance. I feel like I shouldn't even get any insurance but I'm doing it mainly because I'm hoping to take advantage of adding dental that would help me not have to pay so much for what I need in that regard vs getting private dental insurance.
I have until midnight to enroll so I hope I get some quick responses! Sorry for the babbling and thanks in advance!