I was wondering if anyone could share their plan details. I was given a credit of $230/month. I have been a gig worker for the past few years so I haven't had insurance since I couldn't afford it. The last time I had insurance was through a previous job and according to the lady at the front desk of a dental office I went to years ago I had great coverage. Unfortunately, I don't remember the details of the coverage since I never used it at any of my jobs when I was covered accept a dentist almost 15 years ago, a few work injuries and what I mentioned above.
I have no major or even minor health issues (that I'm aware of) but would like to maybe get checked out. I also need dental so I figured because of that I might as well take advantage of the special enrollment period/extensions and whatnot. I was hoping people (on individual plans, preferably) can share their plans and credit amount they qualified for. Is a $230 credit pretty good.
I need to have at least one tooth extracted, maybe two, and quite a few cavities taken care of. I also might consider getting an implant or what ever the correct procedure is where I've had a cracked tooth removed like 15 years ago. Also, I've been wanting to get jaw asymmetry surgery. I think the correct procedure is called orthodontics surgery? But It seems none of the plans, that include dental, cover this. I think I read a while back that dental typically doesn't cover it at all because it's more medical? What would I do to get this kind of work done? Separate additional private insurance?
Anyway, I'm guessing I should just get the cheap plan since I really am not in need of any medical care at the moment. I know it's a "just in case" kinda thing for lots of us but would still appreciate some advice and guidance. I feel like I shouldn't even get any insurance but I'm doing it mainly because I'm hoping to take advantage of adding dental that would help me not have to pay so much for what I need in that regard vs getting private dental insurance.
I have until midnight to enroll so I hope I get some quick responses! Sorry for the babbling and thanks in advance!
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