Pardon such a basic question. Ive had work based health care my whole life, until last year, not working enough hours to qualify anymore for my union's health care, as I change careers and transition into some other things. My spouse's job based health care, of course, has covered us both in the meantime. But my spouse has just quit and will be taking a month off (we anticipate a month, could be a little more) and want to know what all our options are at this point. Her last day will be Jun 15th.
COBRA is all I know about - which I know is really expensive. My spouse is new to the country in the last several years so, is even less familiar with other options than me.
So the other option I can think of is the ACA - but I know next to nothing about how it works, how and when we are eligible, and considering we have only a month or two off coverage, if that's a practical option to begin with. On top of this, someone told me I am only eligible to register for it certain times of the year.
So are their other cheaper options than COBRA, for a month or two? Is the ACA my goto here? If its only a month or 2 is COBRA the more practical solution.
Thank you in advance for any insight, Ive never been in this situation before.
https://ift.tt/eA8V8J Submitted June 02, 2020 at 02:14AM by PulledToBits https://ift.tt/3eCOLZ2