Chủ Nhật, 24 tháng 8, 2025

Is it too late for me to pay the cash price instead of using insurance?

I recently went to urgent care and they said the price for the office visit would be $150. They asked for my insurance info and I provided it, although I told them that it was a high deductible plan, I won't hit the deductible (last month on this plan) and that I'd have to pay the full cost out of pocket, so I'd be fine just not using insurance if it'd be cheaper.

Later I get the bill from insurance and it shows gross price for the office visit of $475 with an insurance-negotiated price of $275, which i now have to pay 100% of since i haven't hit my deductible.

I feel taken advantage of since I now have to pay more money to use the insurance plan that I already pay a ton for, and I don't feel like i was actually given an option by the medical office.

Do i have any options here or is this a live and learn moment? How can I prevent this from happening in the future?



https://ift.tt/N7dbltJ Submitted August 24, 2025 at 12:01AM by bought_high_sold_low https://ift.tt/SnAYQLq

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