Hello, I'm (M, 53) originally from NZ and struggle with stuff like this. I live in NorCal and have only had Kaiser since I've been here. I've always disliked it but every employer I've been with here unfortunately uses Kaiser.
Early last year Kaiser screwed up a Carpal Tunnel procedure, and I still constantly struggle with it and I hate having to pay them every month. It pretty much cost me a years income last year (I was self employed throughout the pandemic and had Kaiser through Covered California).
I'm now working for a company who again has Kaiser. I'm dealing with chronic pain and insomnia and Kaiser has again been disappointing. My wife told me to check out One Medical (which is an Amazon product I think), but Kaiser won't let me look for care outside their system.
As I understand it, I can't change to a new insurer until the end of the year. Am I wrong in that?
Is there any way for me to be able to affordably use another insurer and access One Medical or a similar system? Because of my dud hand and chronic pain I only work part time so I need to keep expenses as low as possible
Am I screwed? I really need help sleeping, and need to change to another insurer/provider pronto... Can anyone please give me some helpful suggestions? If I can escape, who should I escape to?
Much appreciated!
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