Lets say, I have a bill of $1000 from this April, and have agreed with the hospital that I'd pay in 5 monthly no interest installment. Assume that I have already met my deductible and every bill has been going to coinsurance by the time I got the service in April, but my insurance coverage resets in July. Two questions here:
1) Will they recalculate my bill and charge me whole lot more money?
2) After the coverage resets, where does the remaining bill payment goes? Does it go to deductible, or does it go to coinsurance?
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