[Question - Insurance]

The minimum required income to get ACA subsidy is $12,800.

I'm on unemployment.

If I cant get work in 2021, my income will be less than $12,800.

If I enroll in ACA, I will owe $714 of the monthly premium amount in 2022 because I did not qualify for that subsidy.

Correct?

I need SPECIALTY healthcare

None of the SPECIALTY doctors (gynecologists) will schedule in advance an appointment to see me UNTIL I show proof of insurance, up front.

The risk

I sign up for ACA, and am told that a specialty doc cant see me for 3 months.

Then we run into 2022 because I need a hysterectomy.

I end up owing the $714/mo premium because I didnt qualify for the subsidy

And all I got was maybe a one time consultation in 2021

ACA isnt affordable. Its restricted to income and if the income isnt sufficient, I will pay the full amt.

I cant get hired anywhere. A discussion about employment isnt the focus of this post.

https://ift.tt/eA8V8J Submitted May 16, 2021 at 03:47AM by Madeline2853 https://ift.tt/3uSxXpp