So basically I applied with healthcare dot gov and they gave me $134/month that I can use towards my healthcare premium. This is terrific news because I cannot afford health insurance otherwise. Yay!
The only issue is this: they say that if I take more than I'm qualified for, I will have to pay it back in the future. I plan to go into a higher paying job at some point in the next year, and obviously I don't want to have to pay back thousands of dollars.
But here's where it gets weird: supposedly they lower your benefits if your income goes up (and you also have the option to cancel your benefits) so in theory I should owe nothing. Like say I make more money next month and they cut my benefits to $100.. then I shouldn't owe anything because they already took off the extra, right ?
Or if I get a much higher paying job and decide to cancel my benefits then in theory I shouldn't owe anything because I only accepted benefits during the period in which I was eligible for them?
So why would I end up owing money? Can anyone in this situation explain it to me and give me advice on what I could do?
Thank you!
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