Hi Everyone,
I posted this on a financial independence subreddit and I got a lot of push back and the moderator eventually closed the post.
My wife and I now 34 and 32 and healthy want to quit our jobs or take a break (if they let us) for between 6-12 months. We have enough money saved to live for the next 5 years or so in our emergency fund.
With that being said - I am concerned about health insurance. If we quit, is our only option Cobra?
What if I quit my job and decide to go solo proprietorship? What are my options for healthcare and can I just "Sign up" or do I have to wait for enrollment periods.
I truly think that healthcare and the complexity of the system stifles both solo proprietorship and entrepreneurship just because its so confusing and people are extremely scared to get sick while not insured let alone have a catastrophic car accident or sports injury.
Has anyone else left their jobs to take a sabbatical or try to start a business? What options do I have? We plan on going on a country wide road trip and traveling to many national parks and hiking.
So my concerns are: Car accident bodily injuries and hiking injuries. Rollen ankles, Torn knee ligaments etc..
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