Thứ Bảy, 18 tháng 6, 2022

Choosing between Insuramce (Horizon BCBS or Medicaid)

By    08:31 // No comments

I figured I’d try to get some outside opinions and possibly real life experiences to inform my decision.

I’ve been on BCBS with my parents for a while and now I need to pay for my own policy. I could theoretically afford Horizon (it’s like 400 a month, not including copay’s and emergency room visits. The ER visits in particular have screwed me over especially to the point that I have debt I can’t pay.

On the other hand I’ve heard Medicaid (or in my case it’s called NJ Family Care) is good…only that it’s incredibly difficult to get appointments and the doctors on it aren’t great (they assign you a doctor and you’re at the whim of when they have openings). It would cover me fully so I wouldn’t pay anything but idk if the trade off is worth it.

Any advice would be appreciated.



https://ift.tt/6bn1oTk Submitted June 18, 2022 at 07:38AM by c2sanon https://ift.tt/pM7ufgb

Thứ Sáu, 17 tháng 6, 2022

My doctor didn’t ask if I had any questions or concerns. And just walked out.

By    22:31 // No comments

Im going to first state that im an RN. And I make sure that I ask my patients at least twice if they need anything before I leave. No matter how busy my day is.

I went to my annual appointment with my PCP and it seems every year they get worse and worse, I’m probably going to change doctors. They screened me for depression, told me to follow up with my psychiatrist, told me to lose weight, then left.

Those things I already know. But it’s an annual appointment, and they won’t let me ask for medications such as for athletes foot over the phone.

They basically rushed through and left, no questions asked. I get it, they get paid per patient so they cram as many as they can to see. But they were so fake and robotic and talking to me like a child that I’m surprised I never noticed before.



https://ift.tt/JEIex16 Submitted June 17, 2022 at 10:14PM by theokayduck https://ift.tt/kuHBJP6
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