I figured I’d try to get some outside opinions and possibly real life experiences to inform my decision.
I’ve been on BCBS with my parents for a while and now I need to pay for my own policy. I could theoretically afford Horizon (it’s like 400 a month, not including copay’s and emergency room visits. The ER visits in particular have screwed me over especially to the point that I have debt I can’t pay.
On the other hand I’ve heard Medicaid (or in my case it’s called NJ Family Care) is good…only that it’s incredibly difficult to get appointments and the doctors on it aren’t great (they assign you a doctor and you’re at the whim of when they have openings). It would cover me fully so I wouldn’t pay anything but idk if the trade off is worth it.
Any advice would be appreciated.
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