Chủ Nhật, 30 tháng 11, 2025

Thứ Bảy, 29 tháng 11, 2025

US Healthcare reaching new lows?

By    15:31 // No comments

All of this is anecdotal but based on my families' experiences the past few months healthcare has honestly reached new lows. My family is all lucky enough to be insured but it doesn't seem to truly matter, the hospitals seem to be adopting a treat them and street them attitude even for those with insurance.

Just in the past 2 months - One of my uncles had an 8 hour brain surgery going in they warned us he would be in the ICU for 5+ days followed by an inpatient stay of 2-3 weeks then inpatient rehab. Instead they discharged him directly from the highest level of ICU on day 3. He isn't okay, he needs more care than my aunt can provide, but they just pretty much said time to go despite him requiring ICU level care at the time.

  • My niece passed out at the mall and an ambulance brought her to the hospital while she was vomiting profusely and almost aspirating as she was in and out of consciousness. They stuck her in a hallway for 5 hours before running any tests. Turns out her hemoglobin levels were at 4.9. They ruled out internal bleeding via ultrasound, gave her 2 bags of blood to get her levels to a 7 and then discharged her an hour later from the ER.

  • My cousin had an intestinal blockage it took 3 trips to the ER to even get an x-ray. They gave her an enema that didn't work and sent her home and pretty much told her to chug miralax until the blockage resolved. It still hasn't.

  • my father in law had his kidney removed, was sent to an SNF despite surgical complications. And has been bouncing around between the hospital, an SNF, and home for 2 months. They repeatedly have set milestones for him to be discharged such as urinating on his own, producing x amount of urine, being able to walk x distance, having a target bun/creatinine level. But after 3-4 days of being inpatient with very little testing and not meeting any of the milestones they just send him either back to the SNF or directly home. Rinse and repeat

While I've found each of these upsetting based on my own prior experiences and not up to typical standards of care on their own, altogether it truly has me questioning the value and integrity of our healthcare system. Is this truly the new standard of care in the US?



https://ift.tt/spX4lEy Submitted November 29, 2025 at 02:33PM by Blueone24 https://ift.tt/8x6MYqy

Is there any other insurance offer zero deductible and not expensive?

By    06:31 // No comments

Hello! I used to have molina market place through covered california and it was affordable and zero deductible.. but after these new changes they don't have zero deductible anymore and price became the double! So Is there any other insurance offer zero deductible and not expensive? Thanks



https://ift.tt/spX4lEy Submitted November 29, 2025 at 05:59AM by Altruistic-Lychee907 https://ift.tt/WSCaN2v

Thứ Sáu, 28 tháng 11, 2025

World Travel Has Shown Me How Terrible The American Healthcare System Is. Money Over Health.

By    04:38 // No comments

I am 33 years old and have lived most of my life in Dallas, Texas. I have been traveling the world heavily over the past five years, and I am currently on the road traveling the world for 13 months. I have extensive experience with corporate healthcare plans and also purchasing my own private healthcare plans outside of an employer. My mother has been chronically ill for most of my life, so I’m fairly well versed in health insurance and how the US healthcare system “works”.

I’ve visited over 35 countries and god damn I swear that anyone who claims America is the best country is living in the clouds and incredibly delirious.

Most important in life is your health… and in just about every first world country (excluding the US) out here you are guaranteed to never go bankrupt because of your health. You can wake up and go to bed everyday knowing that it’s ok to get sick or need to be hospitalized, and you’re not possibly going to lose your house or live in debt for your whole life because of an accident or poor health that is out of your control.

Seriously, this drives me crazy because I want to live in the US. I enjoy my life in Dallas. But why the fuck can we not figure this healthcare shit out? Literally my dad cannot retire because they have to be able to pay for expensive and unaffordable private medical insurance for my mother. Her health has literally kept them poor because of this shitty and inhuman healthcare “system” that we have and refuse to change. FYI, these are autoimmune diseases we are talking about, again, at no fault of your own. They just show up unannounced one day in your life and you’re basically fucked.

Is healthcare for all seriously such an issue for Americans? Left or right, we are all human after all lol. Do we care so much more about money than our family, friends, and neighbors wellbeing?

Can we please change this and make healthcare number one?

There is no perfect system. There is a system that cares though. That system provides healthcare for all and affordably.



https://ift.tt/JtvXQ71 Submitted November 28, 2025 at 03:40AM by DFWRealEstate1992 https://ift.tt/knKpG8R

Any advice on figuring out a health admin career?

By    03:31 // No comments

I would love to work health records or something that has less customer service. I have never been a medical receptionist and I have no idea if this is the right path. I'm hesistant because I don't want to be sticking doing that. I have been a receptionist before but I don't know if I should pursue.

I'm 25 and figuring things out. I love solving problems, I'm good at helping people and I enjoy constantly learning new things all the time. I have been an events coordinator and also love to organize and plan. Not sure if there is a career like that in the health admin field



https://ift.tt/JtvXQ71 Submitted November 28, 2025 at 03:21AM by Low_Bodybuilder3065 https://ift.tt/gLFSJ5x

Thứ Năm, 27 tháng 11, 2025

Best and Worst States for Health Care in 2026: Rankings by Cost, Outcomes and Access

By    03:32 // No comments

MoneyGeek evaluated all 50 states and Washington, D.C., across 14 metrics measuring health outcomes, costs and access to care. The 2026 rankings show which state systems perform well and which fall behind.

Hawaii ranks first overall, driven by the nation’s best outcomes and strong cost performance.
Alaska ranks last with some of the highest premiums in the country, limited access and one of the lowest cost performance scores, according to MoneyGeek’s analysis.

Data sources: CDC WONDER, CDC BRFSS, KFF, BEA, HRSA, Commonwealth Fund, MoneyGeek analysis (2026 ACA premiums)

Full analysis: https://www.moneygeek.com/resources/top-states-health-care/



https://ift.tt/xtq6Vg1 Submitted November 27, 2025 at 03:17AM by mark-fitzbuzztrick https://ift.tt/Zo4EKpJ

Just got approved for Medicaid, questions

By    00:31 // No comments

I got approved for Medicaid, chose Fidelis, and my coverage starts 1/1/26, and I asked if I had to go to something like urgent care if it’d cover it and she gave me a CIN number that I would give since she said I’m covered 3 months before my coverage officially starts. I always forget to ask more questions just due to my anxiety but I did ask if I had to go to an urgent care I just give the CIN number. So is that what I’d do, just say I’m gonna be covered on 1/1/26 but have a CIN number? Also would I be able to set up a PCP right now even though I don’t have my card until January? Sorry for the questions, it’s my first time on my own insurance so I’m just trying to get some more info that I should’ve asked over the phone lol.



https://ift.tt/xtq6Vg1 Submitted November 27, 2025 at 12:04AM by Outrageous-Algae-653 https://ift.tt/oxOikgP

Thứ Tư, 26 tháng 11, 2025

I am going to lose my healthcare at the end of January. Help.

By    05:31 // No comments

I have anxiety meds that I need, I have specialist appointments coming up, I have terrible anxiety and need my doctors. I can’t afford these things out of pocket.



https://ift.tt/dxvL8BP Submitted November 26, 2025 at 05:03AM by emmaisadoofus https://ift.tt/WHrkLsY

This toddler’s nearly 40-minute ambulance ride cost his family $9,000

By    02:31 // No comments

https://wapo.st/3M65Hgt

This toddler’s nearly 40-minute ambulance ride cost his family $9,000

By Tony Leys, KFF Health News

Elisabeth Yoder’s son, Darragh, was 15 months old in August when he developed what at first looked to his parents like hand, foot and mouth disease. The common viral infection generally clears up in less than a week, but Darragh’s condition worsened over several days. His skin turned bright red. Blisters gave way to skin peeling off his face.

An online search of his symptoms suggested he had staphylococcal scalded skin syndrome, a serious bacterial infection.    Yoder drove the toddler from their home in the small town of Mechanicsburg, Ohio, to the Mercy Health hospital in nearby Urbana.

Staff in the emergency room there confirmed that Darragh had scalded skin syndrome and said he needed to be taken by a private company’s ambulance to Dayton Children’s, a hospital about 40 miles away.

“I asked them: ‘Can I take him? Can I drive him?’” Yoder said. “And they were like, ‘Oh, absolutely not.’”

So, Yoder and her son got into the ambulance, with Darragh strapped in his car seat. The ambulance driver didn’t turn on the siren or drive particularly fast, Yoder said. The trip took about 40 minutes, she said. “It was fairly straightforward transportation from Point A to Point B.”

Yoder had heard that ambulance rides can be pricey. But she didn’t know how much her son’s ride would cost.

Darragh was hospitalized for three days and recovered from the illness.

Then the bill came.

The medical procedure

During the ride, the ambulance crew monitored Darragh’s vitals and an intravenous line, inserted at the hospital, carrying fluids and antibiotics, but he received no other medical treatment, Yoder said.

The final bill

The cost came to $9,250, which included a “base rate” charge of $6,600 for a “specialty care transport” and a mileage fee of $2,340, calculated at $60 for each of the ride’s 39 miles. It also included $250 for use of an intravenous infusion pump and $60 for monitoring Darragh’s blood oxygen.

The billing problem

The children’s hospital charged only about $3,000 more for the toddler’s three-day stay than the ambulance company charged for the ride, Yoder said.

Darragh’s family doesn’t have health insurance, leaving them on the hook for the full charges. Their income is a bit too high for them to qualify for Medicaid, the public health program that covers low-income residents, or for the Ohio Children’s Health Insurance Program, which covers moderate-income kids.

The Yoders belong to a Christian health care sharing ministry, with members paying into a fund that helps reimburse them for medical bills.

Unlike health insurance, such arrangements do not offer members negotiated rates with ambulance companies or other medical providers. There are no state or federal billing protections that would help an uninsured patient in Ohio with a ground ambulance bill.

The federal No Surprises Act protects those with insurance from large bills for air ambulance transportation provided outside their insurers’ network agreements. But ground ambulance services aren’t covered by the law — and even if they were, that would not have helped the Yoders because they didn’t have insurance.

Patricia Kelmar, the senior director of health care campaigns for PIRG, a national advocacy group, said ambulance charges vary widely. She said she has seen per-mile charges ranging from less than $30 to more than $80, as well as base rates that differ dramatically.

Some patients, such as those with traumatic injuries, need ambulances with highly trained staff and advanced medical equipment, Kelmar said, so it makes sense that those rides would be more expensive. But patients rarely are told what the ride will cost until they receive a bill.

Jennifer Robinson, a spokesperson for Mercy Health, said that she couldn’t comment on a specific patient’s case but that the staff follows established medical standards. “When a patient requires a higher level of treatment, ambulance transfer between facilities is best practice to ensure appropriate care,” she said in an email.

Kimberly Godden, a vice president for the ambulance company, Superior Ambulance Service, said a doctor at the first hospital requested a high-level transport for the patient, requiring specially trained staff.

“Our priority is always to ensure patients receive the highest-quality care when they need it most, and we respond to every call regardless of a patient’s ability to pay,” Godden said in an email. “Superior had the team and resources available to quickly and safely move the patient to the higher level of care they needed within the time frame set by the ordering physician.”

Godden said the company would offer a “charity care” rate to Yoder if the family qualified for it.

The resolution

Yoder said she repeatedly discussed the bill with ambulance company representatives, including the option for charity care. They told Yoder the best deal they could offer was to reduce the total by about 40 percent, to $5,600, if the family paid it in a lump sum, she said.

After discussing it for months, the family wound up agreeing to that deal, Yoder said. They put the charge on a new credit card, which gave them 17 months to pay it off with no interest.

They have agreed to payment plans with the two hospitals, which offered charity care discounts that dropped the bills to a total of about $6,800.

The Yoders expect the sharing ministry to reimburse them for about 75 percent of the payments they are making to the hospitals and the ambulance service.

The takeaway

Patients and their families should feel comfortable asking hospital staffers whether a recommended ambulance company is in their insurance network and how much the ride to another location will cost, said Kelmar, a national expert on such bills. “Shouldn’t the hospital know that?” she said. “I don’t think it’s that heavy of a lift.”

Kelmar said she doesn’t want to discourage people from taking an ambulance if a doctor says it’s necessary. Once consumers receive a bill for the service, she said, they often can negotiate down the price. It can help to look up what the ambulance service accepts as payment from government programs. Those rates are often much lower than the full-price charges patients see on a bill.

If the family had been covered by Ohio’s Medicaid program, the ambulance service would have been paid much less than it charged the Yoders. The public health program pays ambulance services a $413 base rate for “specialty care transports,” plus $5.05 per mile. Those rates would have added up to $609.95 for the transportation part of Darragh’s ambulance ride.

Yoder said she wishes she had driven Darragh straight to the children’s hospital. If she had skipped the local emergency room, she said, they would have arrived at the bigger hospital sooner and she would have saved thousands of dollars.

But she didn’t feel as if she had a choice about putting her son in the ambulance, she said. The doctor told her it was necessary, and the hospital staff had already inserted an intravenous line. “I wasn’t going to pull out his IV line and just leave,” she said.

Yoder said she remains uninsured because she hasn’t seen any private insurance options that suit her family’s circumstances.

No matter who pays the ambulance bill, she thinks the charges were much too high. She understands that patients can often negotiate discounts, she said, “but you shouldn’t have to work so hard for it.”



https://ift.tt/dxvL8BP Submitted November 26, 2025 at 02:04AM by FormalCaseQ https://ift.tt/nbgKqUh

Thứ Ba, 25 tháng 11, 2025

PCP or straight to Specialist?

By    00:31 // No comments

PPO insurance bcbs but high-deductible which i haven’t met. Lingering pains in my joints, elbows, knees. I am able to go straight to an Orthopedic specialist coverage-wise. If I go first to my PCP and then she refers me anyway to an orthopedic specialist, do I pay twice - PCP and Ortho? In that case should I skip PCP? Thanks!!



https://ift.tt/CvEDgzF Submitted November 24, 2025 at 11:44PM by Horror-Assistant5673 https://ift.tt/DMr3hYf

Thứ Hai, 24 tháng 11, 2025

What constitutes a household when applying for state healthcare benefits?

By    12:31 // No comments

I am married and have a husband but we file our taxes separately, have separate bank accounts, and generally pay for our own things separately. According to my county's health plan, it still counts as a household of 2 when he isn't paying for my half of any bills. Since the yearly salary limit barely jumps at all from a 1 person household to a 2 person household, I can't get health insurance for myself because together we make more than the limit. Online it says anyone you live with, but other sources say any tax dependents. What is the right answer here?



https://ift.tt/CvEDgzF Submitted November 24, 2025 at 11:42AM by Mooncakey_ https://ift.tt/5T3aUJ8

Chủ Nhật, 23 tháng 11, 2025

Abdominal pain, no insurance

By    05:31 // No comments

I was really hoping my pain was gas but I’m really starting to think it’s not.

Left side (non-appendix side), to the left of the belly button, feels tender to the touch. Is a consistent aching/tearing pain, and hurts most when I stretch or contract the abdomen with movement (or press on it). It started Thursday at around 4:00am when I was sleeping and it woke me up. It’s now Saturday and the pain has stayed pretty consistent and in the same spot

Thankfully, other than loss of appetite, I’m not experiencing any other symptoms (like fever) so it’s probably not urgent urgent. But I unfortunately probably need to get it checked out.

Anyone aware of the options and the potential cost? Again, no insurance. Nearly 30F, live in Oregon



https://ift.tt/zEf7sGn Submitted November 23, 2025 at 05:03AM by ReflectionPristine70 https://ift.tt/LlXU5NB

Thứ Bảy, 22 tháng 11, 2025

Medical Billing Rant

By    03:31 // No comments

My child and I both had to get rabies shots. We had to get it done at the hospital on 4 different dates for one series of shots for both of us. Now the bills are trickling in. Separate bills for each of us as if we were seen as different patients even though we were both seen and treated together. Separate bills for the different dates of service that just show a total with no items or explanation of charges. Separate bills from the hospital vs. physicians group, which I know is normal but still adds to the headache.

I called the hospital to ask for an itemized invoice and it went to a call center where the person said I had to sign some form, but they didn't know which form or how to find it. They said they would just send me the itemized bill but instead they sent me some form I have to sign in order to get an itemized bill. I will submit the form but I have no idea if they are actually able to send a consolidated bill and it doesn't seem so after speaking with people who answer the phone there.

I called the physician's group and asked if they could send me one consolidated bill with everything from this date to this date and they said they can't. They send separate bills whenever they clear, but weren't able to say how long that would take. They said if I don't pay on time it goes to collections. So I am just supposed to pay whatever number they send me on a piece of paper without knowing how many more are coming in the future.

Why aren't the hospital or physicians group able to send me a consolidated bill with everything they think I owe them with it itemized and a description? I work in a professional industry and this is how things are done everywhere else. You don't send a bunch of different bills for all the little things you worked on, you send one bill like once a month or for the whole job with everything on it.

Are people actually paying these bills with just a sum, no explanation or itemization, and not clear if it covers your whole visit or if they will send more? I have no idea how much they think I owe for the rabies shots, and it seems they don't either.



https://ift.tt/7TNkuFP Submitted November 22, 2025 at 02:54AM by surf_drunk_monk https://ift.tt/OfpeZ40

Healthcare management careers

By    01:32 // No comments

Is it feasible to shift career to healthcare management?

If i recently graduated from foreign medical school but very interested in management, what options do I have ?

Would you recommend MHA masters ? I don’t have much management or clinical experience (as I just graduated) but I’m planning on where to start.



https://ift.tt/7TNkuFP Submitted November 22, 2025 at 12:36AM by mamedic11 https://ift.tt/DF3pHYB

Convincing insurance to cover out of state care due to long waits in home state

By    00:31 // No comments

I live in Washington state and have been struggling with worsening chronic symptoms. I'd rather not go into what, but they're severely painful, affecting my cognition, and becoming physically disfiguring. I'm very concerned about longterm consequences.

Due to healthcare shortages, it's been months on waiting lists, only to be told my issues are not treatable my that specialist, which restarts the cycle again. I try to advocate for myself, but nothing really helps. It's like being on healthcare shoots and ladders.

One of my doctors, low-key suggested that I should look for care out of state, specifically on the US eastern seaboard where there might be more doctors.

How do I get my insurance to cover care out of state? I know I'd have to cover airfare and hotels.

When I've asked my insurance company about out of state care, they try to suggest other local-to-me doctors, but these doctors all have wait lists that are just as long or aren't taking patients. I'm not sure what options I have left.

Any suggestions?



https://ift.tt/7TNkuFP Submitted November 22, 2025 at 12:19AM by Automatic_Stage1163 https://ift.tt/rGc0qtN

Thứ Sáu, 21 tháng 11, 2025

Why is healthcare so confusing???

By    02:31 // No comments

I just got health insurance a couple months ago that covers one health exam a year. Now this is what confuses me. The primary care physician thing doesn’t make sense to me. Every time I’ve ever gone to a general medicine doctor for an exam it just seems like a waste of time. But if I go to an obgyn to get an exam I feel like if I ask questions unrelated they’re not gonna answer them. And then on top of that I’ve been having ankle pain. I’m from NY and normally you would go to urgent care for minor medical things that like. But we moved to another state and when my boyfriend sprained his ankle, urgent care treated us like we were wasting their time. There’s not many emergency rooms near us so people treat urgent cares like emergency rooms. So now I’m confused if I should even get it looked at.



https://ift.tt/OoARzBj Submitted November 21, 2025 at 01:35AM by gyeagley https://ift.tt/4K8Obe7

Thứ Năm, 20 tháng 11, 2025

Thứ Tư, 19 tháng 11, 2025

Federal Employee Open Season

By    05:31 // No comments

I am a single, federal employee, living in Hawaii in pretty good health. Anyone have any insight to the best FEHB plans for the price? Currently have HSMA BlueCross/BlueShield for $174/month which is a little steep.

If not, any resources to quickly compare benefits vs prices and location?

Thanks in advance.



https://ift.tt/CIEfSGn Submitted November 19, 2025 at 05:19AM by MostAd1241 https://ift.tt/Pjunr4F

Universal Health Savings Account (UHSA), the foundation to "Universal" Healthcare in the USA; a proposed solution.

By    02:31 // No comments

I would love it if those reading this could approach this as an idea that everyone can find work together to find a way to make it reality. If you find flaws in the ideas, point them out and propose adjustments to build a better solution, please.

//
Let’s transition away from the modern US Medicare/Medicaid system, and replace it with a supplemental Basic Universal Healthcare System with lifelong Health Savings Account (HSA) model

  1. Establish Permanent Health Savings Accounts (HSAs) for All Americans

    • Universal Health Savings Accounts (UHSAs): Automatically establish UHSAs at birth for every American, linked to their Social Security number. These accounts would accumulate funds tax-free over a lifetime, with funds rolling over indefinitely for future medical needs.

    • Tax-Deductible Contributions: Allow individuals to make annual tax-deductible contributions up to $10,000 or 10% of their income, whichever is higher. This threshold provides substantial flexibility, especially for higher earners or those preparing for long-term healthcare needs.

    • Unlimited Post-Tax Contributions: Permit additional post-tax contributions without any annual or lifetime limits, allowing those who want to further prepare for medical costs to do so freely.

    • Account Growth and Investment Options: Allow account holders to invest their UHSA funds in low-risk government-backed or private sector investment options, enabling growth over time to support future healthcare expenses.

  2. Transition Medicare and Medicaid to Account-Based Assistance (5-10 Years)

    • UHSA Contributions for Low-Income Earners: Convert Medicaid funding into direct contributions to UHSAs for low-income individuals. Low-income workers would receive government contributions to ensure sufficient funds for routine healthcare.

    • Enhanced Senior Contributions: At age 65, automatically increase government contributions to UHSAs for seniors using Medicare’s budget, covering basic healthcare needs while letting individuals use their UHSAs for all other expenses.

    • Expanded Eligible Expenses: Allow UHSA funds to cover a wide array of healthcare costs, including routine visits, preventive care, emergency services, and long-term care. Funds could also cover premiums for catastrophic insurance and select long-term care insurance.

  3. Implement Universal Catastrophic Coverage (Ongoing)

    • Government-Backed Catastrophic Insurance: Offer a universal catastrophic insurance plan for all Americans, covering extraordinary medical expenses beyond a high threshold (e.g., costs above $50,000 per year). This ensures no one faces extreme financial burden due to serious health crises.

    • Income-Based Deductibles: Use a sliding scale for deductibles based on income, with lower-income individuals having reduced deductibles. This structure ensures fairness and encourages savings while protecting everyone against extreme costs.

  4. Promote Preventive Care and Healthy Living Incentives

    • Preventive Care Incentives: Provide annual credits or bonuses to UHSAs for individuals who complete regular preventive care such as physicals, screenings, and vaccinations. This incentivizes early detection and healthy habits.

    • Wellness Programs and Health Education: Provide health education and financial literacy programs to ensure all account holders understand how to maximize UHSA benefits, invest for growth, and make cost-effective healthcare decisions.

  5. Transition Plan and Funding the Shift

    • Gradual Shift to UHSAs for Current Medicare/Medicaid Recipients: Transition existing Medicare and Medicaid enrollees by gradually shifting benefits and funding into UHSAs. For current Medicare users, UHSA contributions would be augmented to support near-term healthcare costs.

    • Sustainable Funding through Budget Reallocation: Phase out Medicare and Medicaid budget allocations over time, shifting those funds into individual UHSAs. Use tax revenues to support catastrophic coverage and low-income contributions.

    • Encourage Employer and Private Contributions: Allow employers to contribute directly to employee UHSAs tax-free, similar to 401(k) matching, encouraging shared responsibility for healthcare funding.

Benefits of a UHSA-Based Healthcare System

• Individual Empowerment and Ownership: Every American gains control over their healthcare funds, which grow over time and provide more security as they age.

• Reduced Government Liability: Transitioning to UHSAs reduces government exposure to the growing costs of traditional Medicare/Medicaid, creating a more sustainable system in the long term.

• Incentivizes Health and Savings: Preventive care credits and flexible contributions allow Americans to be proactive about their health and finances.

Challenges and Considerations

• Ensuring Equity: Providing sufficient government contributions for low-income earners is essential to ensure they can access healthcare without depleting their UHSA balances prematurely.

• Educating the Public: It will be crucial to educate Americans on how to manage their healthcare spending and invest UHSA funds effectively, especially for low-income or non-investing households.

• Managing Transition Costs: Supporting both traditional Medicare/Medicaid and UHSAs during the transition period will require temporary budget increases but will ultimately stabilize once the shift is complete.

This model aligns incentives toward personal savings and preventative care while providing essential safety nets, making it a sustainable alternative to Medicare and Medicaid.



https://ift.tt/tOHr4bq Submitted November 19, 2025 at 01:53AM by Sensitive_Wallaby https://ift.tt/f8sibK0

A serious question about Single Payer

By    00:31 // No comments

One of the common arguments for adopting a Single Payer Healthcare system is that healthcare should be a basic human right, and therefore the government should provide it to all US citizens for free. It is a necessity for life. We shouldn't let people die if they can't afford medical care.

However, food is also a necessity for life. So is clothing, and shelter. But there is not a strong political movement towards the government providing everyone's food for free. Government provides supplemental food assistance for people who need it, but most food purchases are made through the private food care market. Same with housing. The government doesn't pay for everyone's shelter. They just provide assistance for those who have trouble affording it, but the housing market is mostly non-government controlled.

What's the difference between healthcare and food/housing/clothing/every other basic human need, that the entire health care industry should be paid for by taxes, but not the agriculture industry or the housing industry?



https://ift.tt/tOHr4bq Submitted November 18, 2025 at 11:36PM by randomwordglorious https://ift.tt/49PI3YD

Thứ Ba, 18 tháng 11, 2025

How to get annual bloodwork using insurance?

By    11:31 // No comments

Hi I would like to get a general wellness annual blood work done ( should include common this things like A1C , thyroid, vitamins etc) . Maybe like a package that includes variety of biomarkers. Is there a possibility you get vital doctor to prescribe it!? Or if I get a doctors appointment how do I tell them I want a series of biomarkers and will they prescribe it? Location: Illinois, USA



https://ift.tt/tOHr4bq Submitted November 18, 2025 at 11:26AM by chocochip_cooky https://ift.tt/V7zvnlI

Question on First Choice Network and United Health

By    05:31 // No comments

There's a doctor that I'd like to see in the state of Washington that is covered by First Choice Network. Upon looking this up, I do have the icon listed on my card. But when I contacted United to confirm if she was covered, I was told "She's not in our system" and two employees couldn't give us any info on the First Choice Network icon listed on our card and account.

So I'm at a loss. I'm not sure if she's covered. I'd really like to see her but her out of pocket is $450 so I really need to have it confirmed that I'd get some % off.

Is First Choice Network a 3rd party used by main service providers to expand their network plans? Instead of asking United Health, should I be looking this provider up through First Choice Network instead? Is there a better way to confirm through United that this is the correct way to view this information?

Thank you



https://ift.tt/tOHr4bq Submitted November 18, 2025 at 04:47AM by Emmopho https://ift.tt/7Xn6Gia

Thứ Hai, 17 tháng 11, 2025

Chủ Nhật, 16 tháng 11, 2025

Why is healthcare in the US not a public service like the police or the fire department?

By    01:31 // No comments

I grew up in a country where you can just walk into a clinic or a hospital and get care, no bills. I always thought of healthcare as a public service like the police or parks.

When I went to the US I realized healthcare is treated as a business and not a public service. Why is this and what are the benefits of this system?



https://ift.tt/5WqgjNu Submitted November 16, 2025 at 01:00AM by Plus-Math3813 https://ift.tt/BCycILu

Cheapest way to get medication without insurance

By    00:31 // No comments

I am an American thinking about not renewing my health insurance next year because according to my research, it will be more expensive than just paying out of pocket. I am wondering if there is a cheaper way to get medications such as a virtual pharmacy, independent pharmacy, goodRx or other options?

Thanks in advance :)



https://ift.tt/5WqgjNu Submitted November 15, 2025 at 11:49PM by Maroongrooves https://ift.tt/16tbcE9

Thứ Bảy, 15 tháng 11, 2025

Healthcare IT folks—how do you handle staff using consumer AI tools?

By    02:32 // No comments

Genuinely curious how healthcare orgs are approaching this.
Staff are obviously beginning to use ChatGPT, Claude, etc. because they're useful.

But there's a real risk of PHI ending up in prompts, even accidentally.
Are you blocking these tools completely? Providing approved alternatives? Just doing training and hoping for the best?

Feels like one of those things where the technology moved faster than policy could keep up. What's actually working right now?



https://ift.tt/jAxpHmg Submitted November 15, 2025 at 01:54AM by BaselineITC https://ift.tt/VF72DZA

Aca eligibility after end of humanitarian parole?

By    00:31 // No comments

The humanitarian parole program has ended. Which means those who had it are no longer eligible for aca. Please correct me if wrong. If they managed to start adjustment of status but it hasn't been approved yet can they sign still up for ACA?



https://ift.tt/jAxpHmg Submitted November 14, 2025 at 11:42PM by Fluffy_Gold_7366 https://ift.tt/TK0B6bL

Thứ Sáu, 14 tháng 11, 2025

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