Back in July of this year, I had gripping chest pain and -- being 43 and out of shape -- I went to the hospital to make sure I wasn't dying. After a simple EKG and eight minutes with a doctor, I left with a not-dying bill of health.
Then I received the bill. $819 after UMR processed the claim. We have a 20% co-insurance cost for ER visits.
So the full cost was around $4,000?
I am posting this simply because I am floored and indignant. If I had worse insurance, I could be on the hook for 40% co-insurance ($1600).
As it stands, I already feel incredibly foolish for going to the ER that night, even though I was legitimately texting people I loved and telling them I loved them.
I wonder how many people die just because they are afraid of being financially obliterated. I know this is not a new issue, but the numbers really smacked me in the face.
Is this something that is getting even worse, very quickly, or am I imagining it?
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