i'm not an American. I posted a simiar thread in r/AskAmericans but originally its about "why medical bill made so many Americans broke/brankcrupt". But title was too generic &got removed. Tried to post again but kept being removed without knowing why. But i'm even more interested in this problem after i saw some replies
My more accurate question is, 1. can you get ACA-compliant insurance to avoid medical costs for surgeries?
Say you've had an issue & your Dr said you need surgery. And if you're uninsured, can u just buy a ACA marketplace plan, which cover pre-existing conditions?
I know enrollment is like Nov-Jan, but if its not too far away, you can wait for some months &avoid financial catastrophe? (like Canadians who generally wait 6-12+mths)
And even if you don't, can you not pay the bill?
And can foreigners flee the bill as well? or will hospital ask foreigner to pay upfront? how abt illegal immigrants?
Thank you!
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