any healthcare and tax professionals familiar with new jersey's health insurance mandate? or are familiar with universal health fellowship's united healthshare program? need advice.
i recently bought united healthshare program's membership, under the pretense that this was an eligible insurance to avoid paying new jersey's shared responsibility payment (this was the only option as i needed by the end of the month). upon receiving my membership card, it had said that this plan did not count as insurance and was not ACA compliant.
thus, i called the company and tried to cancel my membership in order to get a full refund. upon doing this, the cancellation specialist had told me to do some more research and said that this plan would not get fined the shared responsibility payment, it was compliant with the New Jersey Health Insurance Market Preservation Act. with this information, i called getcoverednj to see if they had any other information, and unfortunately, they knew nothing about healthshares and their eligibility.
at this point, i am at a loss and have come to terms with paying New Jersey's SRP. i just need to know if this non-insurance healthshare plan really does not penalize me or if i should just return it and get my money back for the month.
Ty in advance.
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