Thứ Tư, 14 tháng 5, 2025

Cannot afford a covered CA plan for next year, is it better to be uninsured?

Hi Right now I just started a new job, the pay is pretty good, but there are no health benefits sadly. Currently I have health insurance fully paid till the end of the year as part of a severance agreement with my last employer when I was laid off at the end of last year. The cheapest covered CA plan still has a deductible of 5800/year and the monthly premium is over $400/month.

It seems better to just be uninsured at that point since I will never hit the deductible and I'm still paying a crazy amount of money. I'm right now considering just getting a new job even though I just started, the commute is unsustainable too (2hrs to get home)



https://ift.tt/WAyaDJU Submitted May 14, 2025 at 12:27AM by mustangfan12 https://ift.tt/SDs6Q7O

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