Sorry for dumb question.
I’ll use myself as an example.
I’m 27 and I live at my parents (no rent). I have a low income job making around $15k last year and projected to make that same amount (now I’m self employed).
Ever since I turned 26, I’ve paid close to nothing for my health insurance.
First it was $8/month when I was making $24k a year (lost job last year halfway thru year hence lack of matched pay) and now I’m paying $0/month, and it’s still marketplace insurance (same insurance I’ve been on).
Most of my copays are $0 or under $20, most procedures are free if not under $20, my medication doesn’t cost more then $10(Adderall). And this is the first time I’m taking full advantage of this insurance and seeing every doctor I should’ve seen years ago when I was in my parents insurance that would’ve costed me an arm and a leg.
That being said, why do some people say they can’t afford health insurance? When there’s huge subsidies for lower income folks? Did I just get lucky?
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