Thứ Tư, 12 tháng 3, 2025

Doctor refused to accept insurance for a car accident related injury

(USA) Went to see my PCP after a car accident to have my injuries evaluated. Already had been to the ER after the initial accident. Once I mentioned the visit was due to a car accident, they refused to take my insurance and forced me to pay out of pocket. I even saw my paperwork have been highlighted with the letters “MVA” (motor vehicle accident). They had nothing displayed nor had ever expressed any policy to this effect before this happened.

I may need to make another appointment because they did not refer me to get an MRI which all recommendations say I should get, but I’m afraid that if they refuse to take my insurance again I’m going to be in a position where I have to pay for the MRI out-of-pocket because my insurance will have never authorized that procedure.

I’d like to know if this is a common thing, if there’s any laws around it, and if there’s any recourse I can take. I know I could always go to a new doctor, but that doctor won’t have the context of my medical history to help in their decision.



https://ift.tt/DxfnS61 Submitted March 12, 2025 at 09:23AM by _Cruxx https://ift.tt/lRgJ1V9

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