A few years ago my wife who is self-employed had coverage through the marketplace while I was on my employer's insurance at the time. I ended up changing jobs and my wife was moved to my insurance instead.
Flash forward a couple of years and I was just laid off at the end of January this year. My now ex-employer's coverage for us ends on Feb 28th so we'll need something in place for March.
Since I was laid off I understand this qualifies as a special enrollment period for ACA coverage. My question is, do I need to create an account under my name and enroll us both since I was the one who lost my job and our coverage? Or can my wife enroll us in the ACA since she already has an account from a couple years ago? Does it matter?
Sorry if it's a dumb question but I'm pretty new to this.
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