I recently started a new full time position, and I’m picking health insurance for me and my new wife.
I can either 1) Pay $650/mo for us to be on my company’s health insurance, or 2) pay $100 to put me on their deductible-only plan, then pay ~$300 to put her on a marketplace plan (so she can still have regular doctors visits) (or 3, only get marketplace for her ~$300).
She’s (26f) in much worse shape medically than me (joints, hormones, diabetes, therapy), whereas I’m a pretty standard 28(m) yr old with few medical complaints at the moment.
Does anyone know if we can split sources like this? Am I crazy for considering it?
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