Basically- My father was laid off and his last day was December 29th, 2023. My birthday was in March 2024, where I turned 26. He says he signed me up for Cobra that would last from December 30th 2023 to June 30th 2024. Then he even said that he would be able to get me on his new job’s plan (Horizon) from July 1st to December 31st, 2024.
However, when I called his/my insurance a couple days ago (Aetna) they said my coverage ended on March 31st, 2024. My job gives a period of 30 days after the date of loss of coverage to hop onto their insurance via Life Event Enrollment, and it is now May 4th. The period is over, and it appears I have absolutely zero health insurance until my company’s open enrollment opens up again in November.
My options seem to be to try and somehow get on my company’s plan (probably not happening), see if there is a way I can get Cobra to extend to June 30th like I was originally told it would (not counting on this either) or get a short term health insurance plan myself that lasts from now to November. I don’t know what that looks like or where to start.
I’m really not sure what my options are right now, and I don’t know who to go to right now, so I’m asking Reddit. Honestly I’m very scared, I don’t have health insurance right now all because I trusted my father telling me I would have it until December 31st, when in reality it looks like I haven’t had health insurance for a month.
Please help me. Thank you
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