Turning 26 before Company's Open Enrollment date

Hi everyone, I hope this is the right place to ask this question. I am currently 25 years old in California, USA, and I am starting a new job within the next month. Up til now, I have been covered by my dad's health insurance, and was planning to keep it for as long as possible (so until I turn 26). My new employer's open enrollment period tends to be in November, but I turn 26 in June of next year. In this scenario, is it better to just enroll in my employer's health insurance plan this year, or do most people in this situation just go the few months w/o health insurance, hoping for nothing serious to happen? I'd rather not have to spend a ton of extra money on my own health insurance before necessary, but I don't want to make a stupid, potentially dangerous decision just to save some extra money. For additional context, I'm not on any meds and I don't have any pre existing conditions that require me to visit the doctor regularly (besides bad vision, but I could probably just bulk order some contact lenses before my 26th birthday).

https://ift.tt/ATNkBEG Submitted September 22, 2023 at 12:02AM by QueenV98 https://ift.tt/N9KAibD