How does getting a referral for an out of network psychiatrist work?

I'm 25F and I've been diagnosed with ADHD since I was younger. I was taking generic adderall and my parents were paying for my psychiatric sessions out of pocket ($200/session), but since I began paying my own bills, this has not been sustainable. I continued paying out of pocket for a few years before discontinuing a few months ago since it was too much of a strain on my wallet. Since then, I've been having trouble focusing and accomplishing my goals, so I wanted to go back to my psychiatrist. I was just wondering if there was a way I would be able to get some of the burden of payment alleviated through insurance, since I currently have an "Anthem Silver 70 HMO" plan. I don't see my previous psychiatrist listed as in network through the app, but I would prefer not to change psychiatrists. Would this be possible?

https://ift.tt/Wvg21fY Submitted August 20, 2023 at 02:31PM by westanreddit https://ift.tt/fP9ILrC