I Just got a bill for a simple doc visit with a lab test. EOB says that health plan pays ZERO dollars and it just has some sort of discount. The plan is Premera and I already stopped understanding how this whole thing works. The doc is in-network, it accepts the insurance, yet insurance refuses to pay for the bills? How the hell is this even possible?
And when you get a bill for a doc visit with lab test in totall of almost 550$ you supposed to pay 450$? What the actual hell?
How can you even avoid this?
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