I don't know if there's anything I can do about this and I'm already stuck with a major bill that I have to pay.
Anthem provided my company a benefits summary for us to look at when choosing our plan. It states specialists are a $40 copay and then mentions a list of things not covered. No where on this 5 page sheet does it say respiratory therapy is not covered. So I chose this plan. After a few years of having the plan I was tested for asthma. I then got a bill for $1,500 for the test. I called Anthem and inquired why it was denied and she said once I signed up for the plan I could log into their website and see it's not covered. Even though on the paperwork provided to my company that is not disclosed. I feel like this is false advertising their plan if not straight up fraud to say its X amount and list not covered services and the service isn't listed on that but once you pay for the plan they then tell you it's not covered. I doubt there's anything I can do but complain to my benefits department at work but they're not going to care or do anything about it and I'm already stuck with a bill I can't afford.
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