I need some direction/advice please
We have insurance through employer They have raised the premiums now to 1000 a month We are in an HSA plan and they give us 1500 a year We are both healthy in our mid 50s and have always used employer to get insurance but I am wondering if we cannot do better on our own I won’t say our income but I am pretty sure ACA won’t be of any help regarding g a discount on premiums
Because of our HSA plan, we usually have a co pay of about 150.00 for every visit We never meet our yearly deductibles (I think it’s 10k a person?) We do haves some money in the HSA currently We are both healthy BMI and the only medicine I take is for Hypothyroidism
Where can I begin?
Thanks!
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