Thứ Hai, 19 tháng 12, 2022

How do copays work for OTC medications prescribed by doctor?

My psychiatrist prescribed me Sam-E. He wrote a letter explaining its medical necessity so my insurance would reimburse me for it.

How do co-pays and quantity limits work in situations like this? I’m far past my max out of pocket for 2022 so medical treatment & products are free for the next two weeks. Could I just buy 12 months worth of San-E, submit to my insurance for reimbursement, and get a check for the full amount?

Feels like that couldn’t/shouldn’t work, but these bureaucracies are so complex that logic often doesn’t line up with reality.

(I’m in USA)



https://ift.tt/2DeMwud Submitted December 19, 2022 at 12:39AM by MarketMan123 https://ift.tt/cE7zVMW

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