I have a normal, probably most usual insurance plan, joint with my parents. I am a college student. My friend proposed me to try skateboarding, and I fell on the ground within the first 10 minutes. I have a concussion. I am in the emergency room, they held me in the ER for 6 hours and I still haven't gotten back my CAT scan.
My mother is freaking out now that our insurance doesn't cover extreme sport activities, which skateboarding sort of is, so we'll go bankrupt for the CAT scan and waiting time in the ER. Idk if she is right. How likely is it that this will be used as pretext to deny coverage? I am using one of the biggest health providers in America, if it matters.
Thanks a lot to anyone who responds.
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