I was recently laid off and just paid $770 all in for this month’s COBRA premium. I went to the healthcare exchange and was directed to my state and looked at a few options. It said eligible for coverage beginning Dec 1 2022.
Found an option I think works with BCBS for $280/mo (!!!). When I select it it tells me open enrollment is Nov 1 - Jan 15 for 2023 coverage.
I’m confused. I can’t begin coverage next month and save $500?
Also can I remove healthcare coverage and maintain the dental and vision through cobra? Are those available through the exchange?
New to this and frankly the healthcare system in America feels like it’s designed to confuse. 😕
Appreciate any info or advice!
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