Looking at insurance for 2023 once special enrollment opens up and many of the large insurance companies here offer better plans off Exchange that are individual coverage PPO/ EPO etc at better rates. (Regular style policies- Bronze, Silver etc that say Minimum essential coverage in the text)
Will these also cover pre-existing?
I know short term generally don't but these aren't short term policies, they are standard individual policies from Ambetter, Florida Blue etc....
So wondering if it would be any issue to buy directly from the major insurance companies? Thanks!
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