Thứ Tư, 24 tháng 8, 2022

[Question - Insurance] Anything I can do about a 3k bill?

I went to the emergency room one morning with the worst stomach pains I'd ever felt. I'm mostly making this post just to vent. Still upset and shocked. But realize there's nothing I can do about it.

Anyways. I thought my appendix had burst. It turned out to be a nasty virus. But the pain was so bad I couldn't rest or sleep. I didn't want to be a cautionary tale and end up dead if it was something terrible. So I went to the emergency room. I'm 27. Never before in my life done something like that. Insured through United Healthcare.

They sat me in a room. Doctor told me I should get an X-ray and CT Scan. I was weary. I knew it was gonna cost me. But he assured me it would only be in the 100's, nothing more than a thousand dollars. So I went ahead with it because of the pain.

What a fucking liar. I understand his job. But I sat in that room for nearly an hour in pain before he even got to me. My bill ended up being close to $3,000.

I'm not broke. I won't go into debt. But that's 20% of my savings. United Healthcare won't even cover it because my deductible is, you guessed it, $3,000.

All things considered this lesson learned wasn't as bad as it could have been. But fucking hell. $3,000 for 2 hours in a hospital. 1 hours spent waiting about 20 minutes of scans and anoulther 40 minutes of waiting. I need to sleep this off. Pay it off. And put it behind me. I'm just so upset. At the doctor for being a scumbag. At the hospital for that charge. At healthcate in the U.S. for being so predatory.

Any advice of how I might lower this charge a bit? I've pretty much accepted my fuck up. And I realize I got off lucky compared to most. It's just a really shitty situation.



https://ift.tt/FxaqEQ8 Submitted August 24, 2022 at 11:06AM by bystander007 https://ift.tt/eANmJKx

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