Can I simply not pay my last premium for a month of insurance I can't use and don't need?

I recently got a new job that starts August 1st. With this job, I will be able to opt into healthcare coverage on day one. Additionally, I am moving out of New York State on August 15th, so won't even be able to use my NY marketplace health insurance for half the month.

I called the marketplace on July 22nd, which is when I got the job offer. I was able to successfully disenroll from my plan, but they told me based on the timing that my insurance would last through the end of August. I not only don't need this plan anymore, since I'll be getting access to one that is completely covered by my employer, but I also can't even use it for the latter half of the month when I'll be in a different state.

I have followed up with the marketplace twice now and the ticket is still processing. Apparently they can't escalate the ticket because it isn't a medical emergency, and it hasn't been 30+ days since I first called.

I really don't want to pay this $800 premium for insurance I won't be using at all, but the payment is due in 4 days. The guy on the phone at NY marketplace suggested they might be able to reimburse the payment if they decide after the fact that they can end my coverage on July 31st, but getting that money back sounds like a nightmare in itself. The following is stated on my premium invoice, which I think means that if I simply don't pay the premium, as long as I don't go to the doctor or get any prescriptions filled at the pharmacy that I just won't have access to the insurance, which is totally fine... but just want to be sure:

Your August 2022 premium must be received by the due date on this statement. If you do not submit payment by this due date, we will suspend processing on any claims for services received after this date. In addition, you will be charged 100% coinsurance for pharmacy purchases and applicable child only dental and vision services. You can be reimbursed for covered charges later if your account is paid in full. If you do not submit your payment by August 31, 2022, you will be disenrolled from the plan retroactive to July 31, 2022. You will be responsible for all service charges received after this date.

Help please!

https://ift.tt/nJPSwuV Submitted July 27, 2022 at 10:54PM by Quiet_Attitude4053 https://ift.tt/0sVkPp3