I pay 10k a year for terrible insurance and my family is healthy. Why not just opt out and throw it in a savings account?

Yes, there could be a major medical even that financially exceeds my means. But in that case, couldn't I make payments over time? Or even negotiate my costs down? Will major medical centers refuse to treat me for regular care without insurance? Insurance just seems like a racket, trying to understand why I'm better off with it than without it given my low Healthcare needs.

https://ift.tt/kFSv0dj Submitted June 28, 2022 at 11:21PM by highpercentage https://ift.tt/3tM1imc