My company insurance is having open enrollment right and I was planning to add my daughter (2yo) to my insurance plan but it quadruples my insurance payment and I can't afford that right now. Do I have any other options? When looking online I see short term insurance but I haven't heard great things. I haven't been to the doctor for anything other than allergies in years, my daughter just needs her routine checkups but I also want to be prepared in case something happens.
My wife and I were just married in December, she has insurance through the VA, we've been paying out of pocket for my daughter.
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