Thứ Năm, 17 tháng 2, 2022

Cheaper out of pocket than with insurance

(USA) Wife and I are having a baby. Had our first set of appointments and tests and got the bill. We elected for a better health plan from my employer.

Out of pocket $482 for billing with insurance (states $250 for our deductible, $232 co-insurance)

Self-Pay Cash Price $349, saving $133

What is the reasoning for billing without insurance being cheaper?

Anything we should plan for going forward throughout this pregnancy so we know what to expect financially?

Also, if we opt for self-pay--I'm guessing these tests/appts are HSA eligible?



https://ift.tt/Ujxtz3f Submitted February 17, 2022 at 12:12AM by kvn18 https://ift.tt/wRxhK6O

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