(USA) Wife and I are having a baby. Had our first set of appointments and tests and got the bill. We elected for a better health plan from my employer.
Out of pocket $482 for billing with insurance (states $250 for our deductible, $232 co-insurance)
Self-Pay Cash Price $349, saving $133
What is the reasoning for billing without insurance being cheaper?
Anything we should plan for going forward throughout this pregnancy so we know what to expect financially?
Also, if we opt for self-pay--I'm guessing these tests/appts are HSA eligible?
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