Hey y'all, I am trying to figure out which of my healthcare options are best for me. I need ones that cover transgender healthcare and behavioral health pretty well with reasonable prescription coverage.
I must have spent 4 hours looking at the plans. I found one that was really good but the cost of it is almost as much as my out of pocket cost for my medications (trans hrt) so I would only be saving like $15. It is a really good plan but I dont think it would be what I need and I would just end up paying nearly the same for the same level of care. I've googled and found people say to avoid Ambetter and their plans are among the cheapest with high deductibles and strange network coverage (I can't even figure out who the heck is in their network)
I already chose a dental plan so I dont need help with that.
Any advice? I live in springfield mo and my annual income is ~24k.
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