Say I have $1,000 on an HSA from 2019 (we had an HDHP plan). In 2020-2021 we had a regular, FSA eligible plan (which we used up). For 2022 we are going HDHP again. More accurately, due to a life changing event, we started the HDHP in September (so we couldn't contribute yet, since we had a non-HDHP plan in 2021). Question if - let's say we had visits in the last couple of months which cost us $2,500, we don't have enough in our current HSA to cover all of them. Can we use HSA funds from 2022 (future contributions) to pay for them? (For example we go on a payment plan so we can pay some next year)? Or can we only use up the amount of money we have on our previous HSA?
Thanks
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