My work’s available health care plans all seem awful. Is this normal and what is the reason for it? (US)
The cheapest HMO we have is $75, not including dental or vision. Its deductible is $1500 for a single person and doesn’t cover RX.
The second HMO has a deductible of $3000, for a single person and is $90 a month. This one does cover RX.
Our PPO is $180 a month, a deductible of $1500 and comes with the “perks” of a PPO.
My gf by comparison is paying about $40 a month at her work and her deductible is sub $500.
What is going on here?
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