[question - insurance] how does my specialty prescription affect my employer?

If I have a specialty script that is covered by my employer’s insurance plan (or else would cost $1000 a month to have):

1. How does this affect my employer and what they have to pay towards the insurance provider?

2. Are my employer’s costs to the insurance provider evidently astronomical higher within the same year of hiring me?

3. If so, can they attribute these costs directly to me, the employee? Could an insurance agent legally or secretly tell them that I have this prescription?

4. Does my prescription being covered cause increase in premiums for employees overall?

Thanks in advance for advice! Please let me know if this fits in a different sub for advice. Thanks!

https://ift.tt/eA8V8J Submitted August 31, 2020 at 07:43AM by CetteBelle https://ift.tt/2YQxMNk