[Question - Other] Friend (55yo male) having trouble breathing and getting around, waking up on the floor from fainting, coughing phlegm, body swelling. Lives alone and won't go to the ER or anything because he no health insurance. Any ideas on what I can tell him?

He doesn't want to go bankrupt going in for this because he is just hoping it will get better. He thinks if it's so bad that he needed to go in then it will probably take all his assets so his kids inherit nothing. He lives in Oklahoma, USA.

He look out money from his investments while unemployed to build his house which counts as "income" but it's all used up, this meant ACA insurance would be completely unaffordable and won't qualify for Medicaire-- plus he's outside any enrollment period. Then covid-19 ruined the job market so he couldn't go get a job... and no unemployment since he was already out of work for a while. He's kind of gotten himself in a mess inadvertently.

Now something's bad going on with his health. He said breathing problems began back in October but in the last week or so everything's gotten much much worse. Does he have financial options that won't ruin him? He is more concerned about leaving his kids something than his own health/life and it's so sad. I don't know what to say.

https://ift.tt/eA8V8J Submitted July 30, 2020 at 01:51AM by dustout https://ift.tt/336aUMJ