So I left my job last month (voluntarily) and I wanted to buy a plan on the exchange. (I assumed I would be able to buy one with a subsidy since my income is not super high.)
When I filled out the Healthcare.gov app, it asked if I had income for this month, so that was $0. It asked my expected income for the year, and I entered $20,000 because that is what I earned so far and it will stay at that until I get a new job. (I know that I would then have to report any change once it happens.)
So to my surprise it says I might be eligible for Medicaid and it automatically submitted an application to the state of Wisconsin for something called Badger Care Plus? So now I have to wait to see if I qualify for that?? I thought I made too much for Medicaid even though my current income is zero. Plus I have like $10k in the bank. Also my understanding is that Medicaid is bad insurance and that it's hard to find a doctor who accepts it, especially if you need a specialist. (I don't...I am just trying to get covered for emergencies...but still.)
So assuming I am going to get rejected for Medicaid, which I don't want anyway, I now have to wait for my state to make that determination and only then can I go back to the exchange and buy a normal plan with a subsidy? Any idea how long that takes?
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