I understand that providers have a legal requirement for a written summary of benefits, glossaries of terms, and examples of coverage, but I don't know how much further that extends.
Basically I wanted to have it written somewhere so that I don't have to call through a god-awful hotline system (in my experience they're all about equally bad) just to ask "hey do you cover this?" and instead be able to reference a document to understand what is and is not covered.
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