Hi there, thanks for your time upfront.
I am in the military and am in need of some mental health attention.
I have a wife and 3 kids. I am looking at getting out in the next 2 years. My kids are healthy, my wife is on multiple medicines for BPD, PTSD, and a number of other diagnosed issues. She relies on her talk therapy, physical therapy, and psychologist. None of this is to say that this is a problem, only that I have only ever had to deal with the insurance side of things from the military's perspective.
I have never had to deal with medical insurance on the civilian side and the idea of finding coverage that will work with the expensive prescriptions and appointments for my wife is already stressing me out.
Now I definitely need attention, my wife has brought that to my attention, and I agree. Nothing life threatening, just need to get on a prescription.
My questions are:
(1): Is mental health, anxiety on my part, BPD, PTSD etc on my wife's considered "preexisting conditions" and how difficult will it be for me to find a decent insurance package when I am out? I will be making close to if not just at 6 figures, for what it's worth.
(2): Is it in my best interest to wait to get attention for my issues until I am out and with a new insurer?
Thank you all very much for your time.
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