I have been reading into what my company offers, and basically the bottom package is $350 per check ($700 a month). I have been using my mother's insurance this far because my career has unpredictable lay offs and I needed insurance.
I have been looking at the open enrollment marketplace and I see they have plans for $300 or so a month, is that common price? I'd like the deductible to be $3-5k so that's the $300 range - which is like a freaking car payment.
Also, how difficult would it be to purchase insurance outside of my work... Are there restrictions?
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