Chủ Nhật, 30 tháng 6, 2019

[question - other]

By    19:30 // No comments

I take xarelto 20 mg daily for life because I have two separate mutations that cause more than normal clotting. This stuff is $500 a month. I have a 3 day supply left.

It was never an issue when I was on medi Cal here in CA. When I started my most recent job I got cut off due to high income. Despite what I made it was all going to rent and transportation. I had a medical scare at one point a little over 3 months ago and went to the ER. While there I mentioned that I was nearly out of my meds and only had like $150 to last me two weeks after rent and could not afford my meds. They helped me apply for emergency medi Cal which allowed me to grab a three month supply. I wound up being denied for regular medi Cal.

Well it's three months later, I have lost my job and have only 3 days of Xarelto left. Well I know it can take 5 weeks to get medi Cal and I will be dead before then. Since I was in severe tooth pain (wisdom) I figured I would go down to the ER and get emergency medi Cal again, and since I'm out of work I figured I'd be approved for full medi-cal this time and I could use it to see a dentist too.

Well they told me you can only apply for emergency medi Cal once every 12 months. I did not realize this.

I don't have money to get my blood thinners nor to get my wisdom tooth pulled. I got my last one pulled at a low-income clinic and it was still around $200. I don't have that this time and I cannot find anything cheaper here in San Diego.

I dont know what to do, I am in agonizing pain and the pills I NEED to prevent strokes will be gone in 3 days.

I was thinking my only options are to commit a crime so I can be arrested and have them paid that way or else just claim I'm suicidal ( which I kinda am after realizing how screwed I am) to get sectioned and get dental treatment and meds that way.

The cheapest blood thinners I see checking online are still like $40 a month (if a doctor agreed to switch me) which I sure cannot pull off with zero income. Plus on top of it all It would mean switching meds without the financial means to have check in's with a doctor.

I don't know what to do, I cannot find anything on Google. Help



https://ift.tt/eA8V8J Submitted June 30, 2019 at 06:48PM by DamienKhan https://ift.tt/2xkCYv1

NPR News: Politicians, Government Agencies Feud Over Payouts Tied To Opioid Epidemic

By    18:05 // No comments
Politicians, Government Agencies Feud Over Payouts Tied To Opioid Epidemic
Drug companies are paying hundreds of millions of dollars to end lawsuits tied to the opioid epidemic. As payouts grow, government leaders are fighting over where the money should go.

Read more on NPR

What do I do if a hospital's emergency room coded the reason of the visit incorrectly and the insurance company won't pay because of it? [Question - Insurance]

By    08:15 // No comments

I live in the State of GA. Two years ago, I went to the emergency room. Long after the fact, I received an EOB from my insurance company saying the wouldn't pay. I appealed and the appeal was denied. They said they couldn't pay it for the way the emergency room described it and they considered it a non emergency. The hospital did in fact describe it completely wrong. That's not what happened at all.

I also get calls from the hospital's billing department EVERY DAY for the last two years.

Recently, my doctor requested an MRI for me and the hospital system wouldn't do it unless I paid a third of what I owed them which I couldn't afford.



https://ift.tt/eA8V8J Submitted June 30, 2019 at 08:02AM by AlwaysRedRanger https://ift.tt/31TcGOi

[Discussion] Single Payer vs Private Health Care

By    00:20 // No comments

As an Australian interested in the debate in the US over healthcare I'm confused about something. In the papers when I read about the debate over healthcare it's always presented as single payer vs private cover, ie an either/or situation.

But in Australia we have both: on the one hand we have Medicare which is universal coverage for all and everyone pays the Medicare levy which is 2% of their income. However everyone also has the option of taking out private health cover on top of that if they want it. You even get a 30% rebate on your premiums from the government for doing so, because it's said to take some pressure off the public system.

(To be clear the public system is in fact excellent, and there are no crazy long queues to get urgent healthcare or substandard hospital rooms. The last time I was in a public hospital in 2018, I got my own room with colour TV, air conditioning and a bathroom. They are all moving to this model because it reduces the risk of infections spreading ie when patients are isolated. all the best surgeons work in the public sector because it's so big and well-funded. so when you need complex surgery you are usually shifted to a public hospital anyway if you are a private patient.)

So why is it always either/or in the American media? Why do they ask political candidates if they're prepared to abolish private health cover in order to introduce single payer healthcare? why can't the US have both systems side by side like we do here?



https://ift.tt/eA8V8J Submitted June 30, 2019 at 12:14AM by genialerarchitekt https://ift.tt/2KNTdJO

Thứ Bảy, 29 tháng 6, 2019

NPR News: Have Cancer, Must Travel: Patients Left In Lurch After Town's Hospital Closes

By    19:10 // No comments
Have Cancer, Must Travel: Patients Left In Lurch After Town's Hospital Closes
As the rural town of Fort Scott, Kan., grapples with the closure of its hospital, cancer patients bear a heavy burden. They now have to go elsewhere for treatments they used to get locally.

Read more on NPR

[Question - Insurance] Need help understanding the Value of my Health Insurance Plan.

By    09:45 // No comments

Someone please help me understand how it makes sense for me to have this health insurance plan.

I have a HSA through my employer (anthem) 3000 dollar deductible. I am a 26 year old male, no pre-exisiting conditions, blood tests perfect, within my BMI. I probably see the Doc 4 times a year to manage my Anxiety and Depression and take a Drug that I get online for about 18 a month (regardless of my insurance)

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So with that being said, when looking at my claims section online I am told i have saved $162 and spent $716 dollars. This of course doesn't take into consideration that I pay a $35 co-pay per office visit and $122 a pay check for my premium.

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Now I realize that part of insurance is for medical emergencies but this still doesn't feel right. My last visit was 213 dollars and I got an insurance deduction of 3 dollars. AND I PAID A $35 co-pay what??? At the end of the year I am going to end up having spent over $4000 on my premiums and at this rate an additional 1500 in office visits and medication. All this without even reaching my 3000 dollar deductible.

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Can anyone help me understand the value in having this plan? Cause reviewing these expenses just make me want to pay the penalty come tax time and go without insurance.



https://ift.tt/eA8V8J Submitted June 29, 2019 at 09:33AM by Hiiawatha https://ift.tt/2KLah32

I Lived In A Tree For Two Years

By    04:40 // No comments

I Lived In A Tree For Two Years
Guests would climb up using my ropes and abseil back down again. I accepted a cellphone for calling in help and a laptop that I used to finish my degree.

June 29, 2019 at 04:38AM
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NPR News: Get A Glimpse: Total Solar Eclipse Set To Pass Over South Pacific, South America

By    02:27 // No comments
Get A Glimpse: Total Solar Eclipse Set To Pass Over South Pacific, South America
The eclipse will happen on July 2. The path of totality cuts across much of the south Pacific Ocean as well as Argentina and Chile — including a telescope that is one the world's largest.

Read more on NPR

Check Out The Best Video Game Speedruns From Summer Games Done Quick

By    02:17 // No comments

Check Out The Best Video Game Speedruns From Summer Games Done Quick
The annual week-long charity marathon has already raised over $1 million for Doctors Without Borders this year, and it's not over until the wee hours of Sunday morning. Here are the best of this week's runs so far.

June 29, 2019 at 02:15AM
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NPR News: Astronomers Collect 40,000 Used Eclipse Glasses In U.S. For People In South America

By    02:17 // No comments
Astronomers Collect 40,000 Used Eclipse Glasses In U.S. For People In South America
"We were contacted by people all over the country who said, 'We'd like to collect glasses for you, how do we become a collection center?' " says Mike Simmons, president of Astronomers Without Borders.

Read more on NPR

Thứ Sáu, 28 tháng 6, 2019

[Question-insurance] I will be turning 26 soon and my company's insurance is $700+

By    23:05 // No comments

I have been reading into what my company offers, and basically the bottom package is $350 per check ($700 a month). I have been using my mother's insurance this far because my career has unpredictable lay offs and I needed insurance.

I have been looking at the open enrollment marketplace and I see they have plans for $300 or so a month, is that common price? I'd like the deductible to be $3-5k so that's the $300 range - which is like a freaking car payment.

Also, how difficult would it be to purchase insurance outside of my work... Are there restrictions?



https://ift.tt/eA8V8J Submitted June 28, 2019 at 10:53PM by Blair_Bubbles https://ift.tt/2JhXguq

my hair never recovered with natural shampoo. i need advice!

By    22:38 // No comments

it’s 2 months since i have been using natural solid shampoo and my hair looks terrible, it has no glow, its texture is dreadful and when I comb my hair, the brush catches a lot of dirt and fluffs. Besides, I heard a lot of times that you should apply drops of apple cider vinegar mixed with water as a conditioner. I did that so many times that my hair started to over dry and to solve that, I stopped using vinegar too often, but now this happens. I don’t know what to do and I really don’t want to start using regular shampoo again. HELP :(



https://ift.tt/eA8V8J Submitted June 28, 2019 at 09:44PM by tonchakconi https://ift.tt/2JcL5PA

Hair wash frustration, pls help

By    18:23 // No comments

Sorry for the long post, I just feel frustrated with my hair and would appreciate any advice:

​

For the past year I've been noticing that while my hair had a very nice healthy structure and felt soft and pleasant to touch, it would become very greasy too fast. I had to wash my hair every single day (and till the end of the day it already would look very greasy).

​

Few weeks ago I started using soda as a hair wash and apple vinegar as a conditioner. (I know that there is some adaptation period) I had to wash hair every day and it would feel unpleasant to touch (greasy and dusty all the time).

I did it for couple weeks, but this would just frustrate me, so now i got a vegan shampoo bar from the local brand and it contains these ingredients: Sodium Cocoate, Sodium Olivate, Sodium Castorate, Sodium Almondate, Sodium Cocoa Butterate, Sodium Shea Butterate, Equisetum Arvense Extract, Glycerin, Urtica Dioica Leaf Extract, Melaleuca Alternifolia Leaf Oil, Thymus Vulgaris Leaf Oil, Linalool, Limonene

​

While my hair feels better then after soda-vinegar (not so dusty and greasy to touch), it still doesn't feel fresh and soft (still feels a bit greasy and a bit like a straw).

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Does it suppose to be this way? Do I just have to be patient and wait it out? Is this just a transition period? Or just these products don't suit me?

​

Pls share your experience and tips! Also maybe some ingredients and bar soaps that you like.

​

Thanks!



https://ift.tt/eA8V8J Submitted June 28, 2019 at 05:35PM by raccoocoon https://ift.tt/2NtUU0O

NPR News: A Tennessee Hospital Sues Its Own Employees When They Can't Pay Their Medical Bills

By    18:06 // No comments
A Tennessee Hospital Sues Its Own Employees When They Can't Pay Their Medical Bills
A nonprofit hospital network in Memphis takes its own workers to court for unpaid medical bills. Some of them earn as little as $12.25/hour, but still see their wages garnished by their employer.

Read more on NPR

Uses for aloe Vera

By    14:23 // No comments

I recently bought aloe Vera for the treatment of a painful sunburn I got. However, the bottle if giant and I was hoping to hear some other uses for it because I don’t want it to go to waste. Thank you!



https://ift.tt/eA8V8J Submitted June 28, 2019 at 02:05PM by overthinking_wreck16 https://ift.tt/2NhRq1y

Natural deodorant

By    13:13 // No comments

About two months ago, I wanted to try going more natural and decided to try the Schmidt’s rose & vanilla scent. I was extremely excited till maybe 2 weeks later my armpits started to itch so bad and I broke out in a rash. Has anyone had this problem and does anyone else recommend a different brand or scent? Thank you.



https://ift.tt/eA8V8J Submitted June 28, 2019 at 07:37AM by Melissauce https://ift.tt/2ZNYbta

YouTuber Etika’s Death Spurs Conversation About How Viewers React To Creators’ Mental Health Struggles

By    07:26 // No comments

YouTuber Etika’s Death Spurs Conversation About How Viewers React To Creators’ Mental Health Struggles
Following the death of popular YouTuber Desmond "Etika" Amofah on Tuesday, friends, fans, and other creators have opened up about the toll that being an online personality can take on a person's mental health.

June 28, 2019 at 07:24AM
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[Question - Insurance] Question about medical records accessibility and Health Insurance Companies.

By    03:40 // No comments

[Question - Insurance]

A patient sees a doctor, cash payer no insurance, and is referred out to get an MRI to determine an undiagnosed (could be benign up to cancer) issue.

Are those records, pre or post MRI, accessible by that health insurance company via some sort of national database or some other mechanism?



https://ift.tt/eA8V8J Submitted June 28, 2019 at 03:05AM by Colonel_Angus_ https://ift.tt/2FztIY7

[Question - Insurance]

By    02:01 // No comments

I am currently receiving disability through social security and was automatically signed up for Medicare. I also pay for private insurance through my wife’s work. She used to work for a large company and everything went through private insurance. She switched to a small company recently and Medicare has now become my primary insurance, at least at the hospital where I’ve been seen. An employee of the hospital told me that since my wife’s employer has less than 50 (I think that was the number) employees, that makes Medicare primary now.

Can someone explain why this is? I’m trying to understand because the private insurance pays for some things and Medicare for others. I’m losing out on the private insurance deductible when Medicare pays something but my out of pocket to the hospital isn’t reflected in my private insurance deductible. Some things that were covered like routine bloodwork by private insurance I now have to pay out of pocket because Medicare doesn’t cover it all.

It doesn’t make sense to me. I feel like I’m missing something rather large here.



https://ift.tt/eA8V8J Submitted June 28, 2019 at 01:51AM by Shiggy321 https://ift.tt/2X8gdog

Thứ Năm, 27 tháng 6, 2019

NPR News: Key Florida Republicans Now Say Yes To Clean Needles For Drug Users

By    22:25 // No comments
Key Florida Republicans Now Say Yes To Clean Needles For Drug Users
Florida has struggled for years with opioid overdoses — and the highest rate of HIV infection in the U.S. Lawmakers now hope needle exchanges and a "harm reduction" approach could help save lives.

Read more on NPR

The 'Stranger Things' Casts Scares The Heck Out Of Some Unsuspecting Madame Tussauds Tourists

By    20:34 // No comments

The 'Stranger Things' Casts Scares The Heck Out Of Some Unsuspecting Madame Tussauds Tourists
This is the thing we all secretly hope will happen when we visit Madame Tussauds.

June 27, 2019 at 08:32PM
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[Question - Other] What is Acid reflux causes and treatment

By    14:10 // No comments

What is Acid reflux?

Acid reflux is a common condition that leaves a burning pain in the lower chest area. It is also known as heartburn and acid indigestion. It happens when some of the acidic components go back up from the stomach to the food pipe. When acid reflux occurs more than twice a week it is determined as Gastroesophageal reflux disease (GERD).

  • Acid reflux is when some of the acid content of the stomach flows back to the esophagus, into the gullet, which moves food down from the mouth. It is known as heartburn but it has nothing to do with the heart.
  • The stomach contains hydrochloric acid, which breaks down food and protects us from pathogens such as bacteria. The lining of the stomach is present to protect it from the powerful acid, but the esophagus is not protected...(more)


https://ift.tt/eA8V8J Submitted June 27, 2019 at 01:52PM by Vidhutentaran https://ift.tt/2Xy5loe

Formaldehyde is used in cigarettes, cleaning products, and scarily, one in five beauty products, and it’s often disguised under different names too.

By    08:36 // No comments

Formaldehyde is used in cigarettes, cleaning products, and scarily, one in five beauty products, and it’s often disguised under different names too. Trusting the ingredient list of what we buy, isn’t always easy, but choosing to eat, use and wear natural products is the best way to ensure what you’re putting in and, on your body, isn’t full of nasties.

Processed foods, synthetic materials and chemical products contain harmful ingredients that have detrimental health and environmental impacts, and Formaldehyde is at the top of the culprit list. It’s an ingredient that Sanctum Australia refuses to use, and one of many chemicals they proudly avoid. As a business, Sanctum believes that ‘natural means nurture’, and when it comes to caring for the body’s largest organ, the skin, organic truly is the best option.

Sanctum’s cosmetic range is as natural as it gets, free from parabens, Cocamide DEA, mineral oils, silicones, PEG, SLES and SLS ingredients, ALES additives, fragrances and perfumes, phthalates, GMO ingredients, petrochemicals, artificial colours, petrolatum and paraffin wax, glycol, ethanolamine, polycyclic musks, synthetic retinol, synthetic dyes, animal by-products, ingredients tested on animals, and chemical synthesised sunscreens or polysorbates. It’s a long list and a bit of a mouthful, but the concept is extremely simple: if it’s not a natural or organic ingredient, Sanctum won’t use it.

Sanctum's founders, Greg and Jicky Milham, moved to the countryside of Byron Shire in 1989 to pursue a natural lifestyle and quickly found their inspiration for a business in the land. Greg and Jicky started researching, developing and creating naturally derived skin and health care products under the Sanctum name, and now, it's a brand that reflects the Australian landscape, remaining true to its roots over its 26-year history.

Each Sanctum product encapsulates pure tranquillity by combining locally sourced botanical ingredients with a vision to sustain and nurture, and Katrina Main (General Manager), shares her founders’ values. Katrina wholeheartedly believes in the importance of organic products and she's an open book when it comes to transparency and any questions on the brand.

One of the cosmetic industry’s largest flaws is greenwashing, and falsely labelling products with buzz words such as ‘organic’ or ‘vegan’ for marketing purposes with no regard for the truth or impact it has on consumers. One in five cosmetic products sold in major supermarkets in Australia contain Formaldehyde, and many of them still claim to be 'organic'. Formaldehyde is classified by the World Health Organisation as a Group 1 carcinogen known to cause cancer in humans, and it also causes skin irritation, sensory irritation, and breathing difficulties in people when inhaled, ingested or if it comes into contact with skin. How and why it is a legal ingredient in beauty products, I have no idea, and Katrina Main is the first raise red flags about it too.

“Seeing marketing companies using words such as ‘organic’ and having one to two ingredients that are naturally derived can actually be harmful to consumers and dilutes the meaning behind the words. Consumers look for those words because they have had reactions or sensitivities to non-organic products in the past, so they try a product and have a similar reaction because they are actually not escaping from the perfumes, preservatives and sulphates that are causing the issue. We believe that words carry connotations and the lack of policing has meant people doing the right thing are lost amongst the many doing the wrong thing.”

Practising ethical marketing and supporting other businesses who do so should come hand in hand. Honesty and ethics are not just a trait for consumers, but a responsibility for brands. If brands are completely transparent, they earn consumers’ trust, but it’s a flaw of larger corporations to adorn false titles to mass-sell mislabelled cosmetics to uninformed consumers.

Local and family-owned businesses are arguably more trustworthy when it comes to the authenticity of their products and the honesty behind their ingredients. Having started as a small family business themselves, the team at Sanctum are incredibly passionate about the importance of integrity, supporting others, and the benefits of reliability.

“We have many internationals that seek out our brand and other Australian brands because they know we have diligent quality and safety practices as a nation. They know that Australia as a country has a breadth of understanding of natural ingredients and formulas. Are values surpass our ingredients though. Our head company, Cawarra Cosmetics, employs 21 full-time staff and another 10 casual and part-time staff, so while we are a family owned business, we like to think of our business as an extension to our family. All of our staff members have families in our community that rely on us as an employer, so buying local helps to support them.”

Caring for the local community is an admirable quality in business, and a value we share at The Fashion Advocate. Sanctum’s respect for their staff, the natural world around them, and the ingredients that the earth provides for their products is something that we can only hope larger cosmetic corporations one day strive towards. Every Sanctum product contains more than 70% Certified Organic content with the remaining ingredients being 100% naturally-derived. Sanctum's product reliability is paramount to their success, and Katrina is proud to talk about the certifications the business holds to support their claims. She’s also happy to be transparent about their supply chain.

“Being ‘Certified Organic’ is the only guarantee that a product is 100% naturally derived and no synthetics or harmful additives have been used. It’s a system which is based on traceability, with both our formulas and our facility being accredited by an independent government-audited body. Our products are made by the power of the sun, they have never been tested on animals, we are certified Cruelty Free and Certified Vegan by the UK Vegan Society and our packaging is biodegradable and recyclable.”

Sanctum’s respect for nature and their understanding of Mother Earth's natural ecosystem is nothing short of inspiring. They also actively ‘give back’ every day, and they don’t just talk the talk as many businesses do; they walk the walk.

“Deforestation is the leading cause of climate change. If we want to protect the future of our planet and our own health, tree planting has to be a part of the plan. We're committed to rebuilding and restoring the environment by planting one tree with every product sold online. We work with Seed the Change, and they charge us to plant trees in different areas like rural communities restoring their environments, growing more food and building a sustainable future. By planting one tree for every online order we sell, and ensuring that all our products are produced responsibly, we allow each and every customer to make a difference with every purchase.” 

Contributing to positive change isn’t a new concept for Sanctum either. They’re one of the longest standing names in the Australian cosmetics industry, and while they could have easily chosen profits over people a number of times over the last 26 years, they haven’t. Ethical and sustainable practices are at the core of Sanctum, and all in a day’s work for Katrina too. Sustainable living in all its definitions may have become increasingly ‘trendy’, but Sanctum has always operated for the greater good, prioritising people and the planet.

“Consumers are more educated in general now. They want products to be responsible, it’s not just about the feel and the smell any more. They ask questions and they have desires to understand more about what they are putting on their skin. In 1992 when we first started, there were only one or two other brands that even used the word ‘natural’ on their labelling.”

Greenwashing terminology is everywhere now, as the booming organic industry becomes increasingly difficult to navigate, it’s reassuring to know Sanctum continues to set the bar for beauty products in Australia. Sanctum’s transparency and integrity are rare in the beauty, and with an ingredient list I can read, understand and pronounce – it’s a range that will remain in my beauty cabinet.

Learn more about the benefits of organic cosmetics and beauty products at Sanctum Australia.

The Fashion Advocate x 



https://ift.tt/eA8V8J Submitted June 27, 2019 at 07:34AM by thefashionadvocate https://ift.tt/2YchA6O

Clean sunscreen WITHOUT oils

By    04:11 // No comments

Not sure if this is the sub for it but I'm having issues finding a good one to post in. Anyway...

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I have very sensitive, acne prone combination skin. Most of the more 'natural' sunscreens I've looked at have oils in them. Now I am someone who has used carrier oils on their face for YEARS. I can tell you which ones are supposedly good for each skin type and condition. Which ones are high linoleic vs high oleic acid. So it's not like I'm saying this as an uniformed person who thinks that oil= breakouts or what not. The oils I used didn't break me out however I would have to blot my face and re-powder like every 2-3 hours. I've noticed ever since switching to oil free products that my t-zone is far less oily during the day. Like I can get away with 5-6 hours before having to blot and touch up my makeup. So needless to say I don't want a sunscreen with oils in it. A very light lotion or gel based one would be preferable. I've asked this question on other places but only get recommendations for ones with lots of chemicals and fillers.



https://ift.tt/eA8V8J Submitted June 27, 2019 at 03:09AM by Jpost001 https://ift.tt/31WT6AI

NPR News: 1st AIDS Ward '5B' Fought To Give Patients Compassionate Care, Dignified Deaths

By    01:31 // No comments
1st AIDS Ward '5B' Fought To Give Patients Compassionate Care, Dignified Deaths
A new documentary tells the story of America's first inpatient unit dedicated to the care of people with AIDS. Nurse Cliff Morrison helped create 5B in 1983, and worked on it with Dr. Paul Volberding.

Read more on NPR

Tom Holland, Zenaya And Jacob Batalon Answer The Questions People Most Commonly Ask About Them On The Internet

By    00:34 // No comments

Tom Holland, Zenaya And Jacob Batalon Answer The Questions People Most Commonly Ask About Them On The Internet
This quickly devolves into them talking about Spider-Man's orifices...

June 27, 2019 at 12:31AM
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Thứ Tư, 26 tháng 6, 2019

[Question - Insurance] Transition between Covered California and Medicare

By    10:06 // No comments

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How does the transition between Covered CA and Medicare work? My mother will be turning 65 in mid-August. When does Covered CA cut off her tax credits? On her birthday, or at the beginning (or end) of her birthday month?

​

I am trying to help her transition onto Medicare but it's all very complicated and new to me. I need to ensure that there is no gap in her coverage and no unexpected premium expenses due to a lapse in tax credits. She has a great Covered CA policy, but the premiums would not be affordable without those tax credits loaded up front.

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Thank you.



https://ift.tt/eA8V8J Submitted June 26, 2019 at 09:14AM by cjshahmeran https://ift.tt/2Nee62O

Has the Bachelor Franchise Actually Gotten Good at Its Job?

By    07:56 // No comments

Has the Bachelor Franchise Actually Gotten Good at Its Job?
The past few years have seen more successful, lasting romantic relationships form across "The Bachelor," "The Bachelorette" and "Bachelor in Paradise." Where did they go right?

June 26, 2019 at 06:46AM
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Those She/Her/Hers At The End Of Email Messages Are More Than A Passing Trend

By    07:56 // No comments

Those She/Her/Hers At The End Of Email Messages Are More Than A Passing Trend
Though data is scarce, the anecdotal evidence that progressive workplaces are finally shedding outdated binary pronoun norms — in the same way several colleges already have — is fast accumulating.

June 26, 2019 at 06:46AM
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[Question - Insurance] Can I get insurance in 2020 if I didn’t make over $12k in 2019?

By    06:50 // No comments

I'm a 27 year old who has Oscar insurance (Obamacare), and I pay about $250/mo for it, because I get a rebate due to my income bracket last year, where I made approx $25k/yr. The insurance is typically supposed to cost about $450/mo.

This year I have not made much money, because I've been living entirely off savings. I spent the last 7 years writing a book on the side, and I self-published it this year, and have been devoting all my time to marketing the book, and so far it's not looking like I'll be making more than $12k the entire year, which is the minimum amount needed to receive the Obamacare stipend for cheaper insurance.

My parents seem to think that if I don't make at least $12k in income in 2019, I won't be able to pay for ANY health insurance in 2020. I have enough savings in my bank account that I'd be able to afford the full priced $450/month Oscar health insurance for next year, even without the stipend. But my parents are panicking because they think that I'm not eligible for any Obamacare plan, even if I can afford it, if I have not made at least $12k in 2019. I live in Texas, and apparently if you make under $12k, you're only eligible for Medicaid, but we don't have that here apparently?

This seems absurd to me. Does anyone know the answer here?



https://ift.tt/eA8V8J Submitted June 26, 2019 at 06:38AM by drewdles151515 https://ift.tt/2X7Hfkt

Has the Bachelor Franchise Actually Gotten Good at Its Job?

By    06:49 // No comments

Has the Bachelor Franchise Actually Gotten Good at Its Job?
The past few years have seen more successful, lasting romantic relationships form across "The Bachelor," "The Bachelorette" and "Bachelor in Paradise." Where did they go right?

June 26, 2019 at 06:46AM
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The Insulin Racket

By    04:06 // No comments

The Insulin Racket
Insulin is a 100-year-old drug whose wholesale price has tripled in ten years. The reasons why explain everything wrong with America's broken prescription drug market.

June 26, 2019 at 04:06AM
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